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Is Phil Simms #S-PS worth grading?

Football · Football Cards 2020 Panini National Treasures Signatures · full price guide →

Worth grading only if it gems

A PSA 10 Phil Simms #S-PS brings $82.96 versus $37.48 raw — a $45.48 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($50.83) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$37.48
PSA 10
$82.96
PSA 9
$50.83
Gem premium
2.2×
As of
Sep 4, 2026

Break-even by outcome and fee

Phil Simms #S-PS: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$82.96+$20.48−$4.52−$105
PSA 9$50.83−$11.65−$36.65−$137
PSA 8$34.94−$27.54−$52.54−$153

Net = sale price − $37.48 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Phil Simms #S-PS: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$58.86−$28.62
50%$66.89−$20.59
75%$74.93−$12.55

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →
Phil Simms #S-PS: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$108best55/4570/30
PSA 10$82.96−$25.0455/4575/25
CGC 10$50.00−$58.0055/4575/25
SGC 10$50.00−$58.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Phil Simms #S-PS graded prices by company and grade
GradePSACGCBGSSGCGraded
10$82.96$50.00$108$50.00—
9.5————$81.00
9————$50.83
8————$34.94

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2020 Panini National Treasures Signatures cards worth checking

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Grading Phil Simms #S-PS — FAQ

Is Phil Simms #S-PS worth grading?

A PSA 10 Phil Simms #S-PS brings $82.96 versus $37.48 raw — a $45.48 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($50.83) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Phil Simms #S-PS worth compared with raw?

A PSA 10 Phil Simms #S-PS (Football Cards 2020 Panini National Treasures Signatures) sells for about $82.96 versus $37.48 for a raw near-mint copy — a 2.2× premium as of Sep 4, 2026.

Which grading company is best for Phil Simms #S-PS?

By resale value, BGS 10 leads at $108, ahead of PSA 10 at $82.96. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Phil Simms #S-PS need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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