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Ed Reed #109 (Football Cards 2002 Topps Finest) — is it worth grading?

Is Ed Reed #109 worth grading?

Football · Football Cards 2002 Topps Finest · full price guide →

Strong grading candidate — 7.4× premium in PSA 10

A PSA 10 Ed Reed #109 sells for $135 against $18.26 raw: a $117 spread, 7.4× the ungraded price. A PSA 9 ($39.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$18.26
PSA 10
$135
PSA 9
$39.99
Gem premium
7.4×
As of
Jul 11, 2026

Break-even by outcome and fee

Ed Reed #109: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$135+$91.74+$66.74−$33.26
PSA 9$39.99−$3.27−$28.27−$128
PSA 8$35.23−$8.03−$33.03−$133

Net = sale price − $18.26 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ed Reed #109: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$63.74−$4.52
50%$87.50+$19.23
75%$111+$42.99

Break-even gem rate at the standard fee: about 30%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Ed Reed #109: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$170best55/4570/30
PSA 10$135−$35.0855/4575/25
SGC 10$97.50−$72.5855/4575/25
CGC 10$81.00−$89.0855/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Ed Reed #109 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$135$81.00$170$97.50
9.5$43.50
9$39.99
8$35.23

Run your own numbers

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Enter the seller’s asking price to see your net outcome per grade.

Other 2002 Topps Finest cards worth checking

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Grading Ed Reed #109 — FAQ

Is Ed Reed #109 worth grading?

A PSA 10 Ed Reed #109 sells for $135 against $18.26 raw: a $117 spread, 7.4× the ungraded price. A PSA 9 ($39.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Ed Reed #109 worth compared with raw?

A PSA 10 Ed Reed #109 (Football Cards 2002 Topps Finest) sells for about $135 versus $18.26 for a raw near-mint copy — a 7.4× premium as of Jul 11, 2026.

Which grading company is best for Ed Reed #109?

By resale value, BGS 10 leads at $170, ahead of PSA 10 at $135. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Ed Reed #109 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Ed Reed #109 break even?

At a standard ~$50 fee, submitting Ed Reed #109 breaks even when it gems about 30% of the time (a miss assumed to sell at the PSA 9 price of $39.99).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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