![Marcus Allen [Refractor w/ Coating] #33 (Football Cards 1995 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/qrUAAeSwPE9phft8/s-l1600.jpg)
Is Marcus Allen [Refractor w/ Coating] #33 worth grading?
Football · Football Cards 1995 Topps Finest · full price guide →
Strong grading candidate — 25× premium in PSA 10
A PSA 10 Marcus Allen [Refractor w/ Coating] #33 sells for $208 against $8.25 raw: a $199 spread, 25× the ungraded price. A PSA 9 ($15.13) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.25
- PSA 10
- $208
- PSA 9
- $15.13
- Gem premium
- 25×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $208 | +$174 | +$149 | +$49.26 |
| PSA 9 | $15.13 | −$18.12 | −$43.12 | −$143 |
Net = sale price − $8.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $63.22 | +$4.97 |
| 50% | $111 | +$53.07 |
| 75% | $159 | +$101 |
Break-even gem rate at the standard fee: about 22%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $270 | best | 55/45 | 70/30 |
| PSA 10 | $208 | −$62.49 | 55/45 | 75/25 |
| CGC 10 | $125 | −$145 | 55/45 | 75/25 |
| SGC 10 | $125 | −$145 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $208 | $125 | $270 | $125 | — |
| 9.5 | — | — | — | — | $46.48 |
| 9 | — | — | — | — | $15.13 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Topps Finest cards worth checking
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![Deion Sanders [w/ Coating] #100 1995 Topps Finest card](https://i.ebayimg.com/images/g/D6kAAeSwx7pqUPA2/s-l500.jpg)
![Brett Favre [Refractor w/ Coating] #56 1995 Topps Finest card](https://i.ebayimg.com/images/g/nFwAAeSw4NdqUW3Z/s-l500.jpg)
![Jerry Rice [Refractor] #180 1995 Topps Finest card](https://i.ebayimg.com/images/g/NhAAAeSw9hhp5VLW/s-l500.jpg)
![Barry Sanders [Refractor w/ Coating] #250 1995 Topps Finest card](https://i.ebayimg.com/images/g/FrgAAOSw9GJfESJx/s-l500.jpg)
![Barry Sanders [Refractor] #250 1995 Topps Finest card](https://i.ebayimg.com/images/g/jqoAAeSwtD9qUnI9/s-l500.jpg)
Grading Marcus Allen [Refractor w/ Coating] #33 — FAQ
Is Marcus Allen [Refractor w/ Coating] #33 worth grading?
A PSA 10 Marcus Allen [Refractor w/ Coating] #33 sells for $208 against $8.25 raw: a $199 spread, 25× the ungraded price. A PSA 9 ($15.13) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Marcus Allen [Refractor w/ Coating] #33 worth compared with raw?
A PSA 10 Marcus Allen [Refractor w/ Coating] #33 (Football Cards 1995 Topps Finest) sells for about $208 versus $8.25 for a raw near-mint copy — a 25× premium as of Jul 11, 2026.
Which grading company is best for Marcus Allen [Refractor w/ Coating] #33?
By resale value, BGS 10 leads at $270, ahead of PSA 10 at $208. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Marcus Allen [Refractor w/ Coating] #33 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Marcus Allen [Refractor w/ Coating] #33 break even?
At a standard ~$50 fee, submitting Marcus Allen [Refractor w/ Coating] #33 breaks even when it gems about 22% of the time (a miss assumed to sell at the PSA 9 price of $15.13).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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