![Joe Montana [Refractor] #90 Football Cards 1995 Topps Finest trading card — raw and PSA graded price guide](https://i.ebayimg.com/images/g/Ue4AAeSwGhhqKjID/s-l1600.jpg)
Joe Montana [Refractor] #90 Price Guide
Football · Football Cards 1995 Topps Finest · Released 1995
Joe Montana [Refractor] #90 (Football Cards 1995 Topps Finest) is currently worth $5.00 raw (near mint) (as of Jul 11, 2026). Values come from the PriceCharting price guide and are refreshed weekly. Grading is the single biggest value lever — check the raw-to-PSA-10 gap below, then scan your copy to see if its centering makes the grade.
Current prices
Raw (ungraded)
| Ungraded | $5.00 |
Graded — grade ladder
| Grade | Graded |
|---|---|
| 9.5 | $100 |
| 9 | $90.88 |
| 8 | $59.00 |
Last updated 2026-07-11 · Source: the PriceCharting price guide
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Is it worth grading?
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Joe Montana [Refractor] #90 sells for $100 against $5.00 raw: a $95.00 spread, 20× the ungraded price. Even a PSA 9 ($90.88) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Full grading break-even for Joe Montana [Refractor] #90: fee tiers, best grader, gem-rate math →
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Price alert
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Joe Montana [Refractor] #90 — frequently asked
How much is Joe Montana [Refractor] #90 (Football Cards 1995 Topps Finest) worth?
As of Jul 11, 2026, Joe Montana [Refractor] #90 (Football Cards 1995 Topps Finest): an ungraded near-mint copy sells for about $5.00, a Grade 9.5 sells for about $100, a PSA 9 for about $90.88. Values come from the PriceCharting price guide and are refreshed weekly.
Is Joe Montana [Refractor] #90 worth grading?
A Grade 9.5 Joe Montana [Refractor] #90 sells for $100 against $5.00 raw: a $95.00 spread, 20× the ungraded price. Even a PSA 9 ($90.88) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Where do these Football card prices come from?
Prices are the PriceCharting price guide, refreshed weekly. Raw values reflect near-mint (NM) ungraded copies; graded values are per grading company and grade.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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