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Is Kevin Mawae [Refractor] #162 worth grading?

Football · Football Cards 1995 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Kevin Mawae [Refractor] #162 sells for $54.17 against $15.46 raw: a $38.71 spread, 3.5× the ungraded price. Even a PSA 9 ($41.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$15.46
Grade 9.5
$54.17
PSA 9
$41.00
Gem premium
3.5×
As of
Sep 3, 2026

Break-even by outcome and fee

Kevin Mawae [Refractor] #162: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$54.17+$13.71−$11.29−$111
PSA 9$41.00+$0.54−$24.46−$124
PSA 8$36.99−$3.47−$28.47−$128

Net = sale price − $15.46 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kevin Mawae [Refractor] #162: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$44.29−$21.17
50%$47.59−$17.88
75%$50.88−$14.58

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Kevin Mawae [Refractor] #162 graded prices by company and grade
GradeGraded
9.5$54.17
9$41.00
8$36.99

Run your own numbers

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Grading Kevin Mawae [Refractor] #162 — FAQ

Is Kevin Mawae [Refractor] #162 worth grading?

A Grade 9.5 Kevin Mawae [Refractor] #162 sells for $54.17 against $15.46 raw: a $38.71 spread, 3.5× the ungraded price. Even a PSA 9 ($41.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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