Is Tim Duncan [Gold Refractor w/ Coating] #246 worth grading?
Basketball · Basketball Cards 1999 Finest · full price guide →
Worth grading only if it gems
A Grade 9.5 Tim Duncan [Gold Refractor w/ Coating] #246 brings $55.00 versus $26.20 raw — a $28.80 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($50.00) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $26.20
- Grade 9.5
- $55.00
- PSA 9
- $50.00
- Gem premium
- 2.1×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $55.00 | +$3.80 | −$21.20 | −$121 |
| PSA 9 | $50.00 | −$1.20 | −$26.20 | −$126 |
Net = sale price − $26.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $51.25 | −$24.95 |
| 50% | $52.50 | −$23.70 |
| 75% | $53.75 | −$22.45 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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![Tim Duncan [Gold Refractor] #246 1999 Finest card](https://i.ebayimg.com/images/g/xQoAAeSwSN9qoWyH/s-l500.jpg)
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Grading Tim Duncan [Gold Refractor w/ Coating] #246 — FAQ
Is Tim Duncan [Gold Refractor w/ Coating] #246 worth grading?
A Grade 9.5 Tim Duncan [Gold Refractor w/ Coating] #246 brings $55.00 versus $26.20 raw — a $28.80 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($50.00) only about breaks even after fees, so the case rests on gemming.
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