![Rik Smits [Gold Refractor] #141 (Basketball Cards 1999 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/5jUAAeSwCy1qAiI7/s-l1600.jpg)
Is Rik Smits [Gold Refractor] #141 worth grading?
Basketball · Basketball Cards 1999 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Rik Smits [Gold Refractor] #141 sells for $103 against $46.00 raw: a $57.00 spread, 2.2× the ungraded price. Even a PSA 9 ($94.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $46.00
- Grade 9.5
- $103
- PSA 9
- $94.00
- Gem premium
- 2.2×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $103 | +$32.00 | +$7.00 | −$93.00 |
| PSA 9 | $94.00 | +$23.00 | −$2.00 | −$102 |
| PSA 8 | $85.00 | +$14.00 | −$11.00 | −$111 |
Net = sale price − $46.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $96.25 | +$0.25 |
| 50% | $98.50 | +$2.50 |
| 75% | $101 | +$4.75 |
Break-even gem rate at the standard fee: about 22%. Centering is the usual reason a clean copy misses — measure it before you decide.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Finest cards worth checking
Full set checklist →![Chris Webber [Gold Refractor] #101 1999 Finest card](https://i.ebayimg.com/images/g/AjMAAeSwfCZqxtBN/s-l500.jpg)
![Shareef Abdur-Rahim [Refractor] #1 1999 Finest card](https://i.ebayimg.com/images/g/go0AAeSw9OJo4tLg/s-l500.jpg)
![Baron Davis [Gold Refractor] #111 1999 Finest card](https://i.ebayimg.com/images/g/eZEAAeSwEVFqxUfH/s-l500.jpg)
![Gary Payton [Gold Refractor w/ Coating] #84 1999 Finest card](https://i.ebayimg.com/images/g/EhgAAeSwm~FqxUqE/s-l500.jpg)
![Tim Duncan [Gold Refractor] #246 1999 Finest card](https://i.ebayimg.com/images/g/xQoAAeSwSN9qoWyH/s-l500.jpg)
![Kobe Bryant [Refractor] #128 1999 Finest card](https://i.ebayimg.com/images/g/UFIAAeSws9FoljPl/s-l500.jpg)
Grading Rik Smits [Gold Refractor] #141 — FAQ
Is Rik Smits [Gold Refractor] #141 worth grading?
A Grade 9.5 Rik Smits [Gold Refractor] #141 sells for $103 against $46.00 raw: a $57.00 spread, 2.2× the ungraded price. Even a PSA 9 ($94.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What gem rate makes grading Rik Smits [Gold Refractor] #141 break even?
At a standard ~$50 fee, submitting Rik Smits [Gold Refractor] #141 breaks even when it gems about 22% of the time (a miss assumed to sell at the PSA 9 price of $94.00).
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
