![Tracy McGrady [Refractor] #56 (Basketball Cards 1999 Bowman's Best) — is it worth grading?](https://i.ebayimg.com/images/g/9ZsAAOSwBGtoLRGm/s-l1600.jpg)
Is Tracy McGrady [Refractor] #56 worth grading?
Basketball · Basketball Cards 1999 Bowman's Best · full price guide →
Strong grading candidate — 5.0× premium in PSA 10
A PSA 10 Tracy McGrady [Refractor] #56 sells for $231 against $46.00 raw: a $185 spread, 5.0× the ungraded price. A PSA 9 ($61.25) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $46.00
- PSA 10
- $231
- PSA 9
- $61.25
- Gem premium
- 5.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $231 | +$160 | +$135 | +$34.50 |
| PSA 9 | $61.25 | −$9.75 | −$34.75 | −$135 |
| PSA 8 | $57.00 | −$14.00 | −$39.00 | −$139 |
Net = sale price − $46.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $104 | +$7.56 |
| 50% | $146 | +$49.88 |
| 75% | $188 | +$92.19 |
Break-even gem rate at the standard fee: about 21%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $300 | best | 55/45 | 70/30 |
| PSA 10 | $231 | −$69.50 | 55/45 | 75/25 |
| CGC 10 | $138 | −$162 | 55/45 | 75/25 |
| SGC 10 | $138 | −$162 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $231 | $138 | $300 | $138 | — |
| 9.5 | — | — | — | — | $67.00 |
| 9 | — | — | — | — | $61.25 |
| 8 | — | — | — | — | $57.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Bowman's Best cards worth checking
Full set checklist →![Tim Duncan [Refractor] #30 1999 Bowman's Best card](https://i.ebayimg.com/images/g/g8IAAeSw7vNqPieI/s-l500.jpg)
![Ray Allen [Refractor] #57 1999 Bowman's Best card](https://i.ebayimg.com/images/g/kqYAAeSwEbBqaR9z/s-l500.jpg)
![Vince Carter [Refractor] #1 1999 Bowman's Best card](https://i.ebayimg.com/images/g/YDsAAeSw7ztp~V5u/s-l500.jpg)
![Ray Allen [Atomic Refractor] #57 1999 Bowman's Best card](https://i.ebayimg.com/images/g/-GEAAeSw~JppQRgQ/s-l500.jpg)
![Paul Pierce [Atomic Refractor] #79 1999 Bowman's Best card](https://i.ebayimg.com/images/g/VZ4AAeSwpj9pCRZO/s-l500.jpg)
Grading Tracy McGrady [Refractor] #56 — FAQ
Is Tracy McGrady [Refractor] #56 worth grading?
A PSA 10 Tracy McGrady [Refractor] #56 sells for $231 against $46.00 raw: a $185 spread, 5.0× the ungraded price. A PSA 9 ($61.25) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tracy McGrady [Refractor] #56 worth compared with raw?
A PSA 10 Tracy McGrady [Refractor] #56 (Basketball Cards 1999 Bowman's Best) sells for about $231 versus $46.00 for a raw near-mint copy — a 5.0× premium as of Jul 11, 2026.
Which grading company is best for Tracy McGrady [Refractor] #56?
By resale value, BGS 10 leads at $300, ahead of PSA 10 at $231. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady [Refractor] #56 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tracy McGrady [Refractor] #56 break even?
At a standard ~$50 fee, submitting Tracy McGrady [Refractor] #56 breaks even when it gems about 21% of the time (a miss assumed to sell at the PSA 9 price of $61.25).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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