![Tracy McGrady [Atomic Refractor] #56 (Basketball Cards 1999 Bowman's Best) — is it worth grading?](https://i.ebayimg.com/images/g/cKwAAeSwGs1qXu6q/s-l1600.jpg)
Is Tracy McGrady [Atomic Refractor] #56 worth grading?
Basketball · Basketball Cards 1999 Bowman's Best · full price guide →
Worth grading only if it gems
A BGS 10 Tracy McGrady [Atomic Refractor] #56 brings $571 versus $434 raw — a $137 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($410) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $434
- BGS 10
- $571
- PSA 9
- $410
- Gem premium
- 1.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — BGS 10 | $571 | +$112 | +$86.77 | −$13.23 |
| PSA 9 | $410 | −$49.00 | −$74.00 | −$174 |
Net = sale price − $434 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $450 | −$33.81 |
| 50% | $490 | +$6.38 |
| 75% | $531 | +$46.58 |
Break-even gem rate at the standard fee: about 46%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $571 | best | 55/45 | 70/30 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | BGS | Graded |
|---|---|---|
| 10 | $571 | — |
| 9.5 | — | $451 |
| 9 | — | $410 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Bowman's Best cards worth checking
Full set checklist →![Tim Duncan [Refractor] #30 1999 Bowman's Best card](https://i.ebayimg.com/images/g/g8IAAeSw7vNqPieI/s-l500.jpg)
![Ray Allen [Refractor] #57 1999 Bowman's Best card](https://i.ebayimg.com/images/g/kqYAAeSwEbBqaR9z/s-l500.jpg)
![Vince Carter [Refractor] #1 1999 Bowman's Best card](https://i.ebayimg.com/images/g/YDsAAeSw7ztp~V5u/s-l500.jpg)
![Tracy McGrady [Refractor] #56 1999 Bowman's Best card](https://i.ebayimg.com/images/g/9ZsAAOSwBGtoLRGm/s-l500.jpg)
![Ray Allen [Atomic Refractor] #57 1999 Bowman's Best card](https://i.ebayimg.com/images/g/-GEAAeSw~JppQRgQ/s-l500.jpg)
Grading Tracy McGrady [Atomic Refractor] #56 — FAQ
Is Tracy McGrady [Atomic Refractor] #56 worth grading?
A BGS 10 Tracy McGrady [Atomic Refractor] #56 brings $571 versus $434 raw — a $137 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($410) sells for less than raw, so anything short of a 10 loses money.
What centering does Tracy McGrady [Atomic Refractor] #56 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tracy McGrady [Atomic Refractor] #56 break even?
At a standard ~$50 fee, submitting Tracy McGrady [Atomic Refractor] #56 breaks even when it gems about 46% of the time (a miss assumed to sell at the PSA 9 price of $410).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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