![Luke Kuechly [Twilight] #HZS-LK (Football Cards 2024 Topps Midnight Horizon Signature) — is it worth grading?](https://i.ebayimg.com/images/g/lHsAAeSw1RdpDNve/s-l1600.jpg)
Is Luke Kuechly [Twilight] #HZS-LK worth grading?
Football · Football Cards 2024 Topps Midnight Horizon Signature · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Luke Kuechly [Twilight] #HZS-LK sells for $159 against $34.00 raw: a $125 spread, 4.7× the ungraded price. Even a PSA 9 ($59.42) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $34.00
- PSA 10
- $159
- PSA 9
- $59.42
- Gem premium
- 4.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $159 | +$100 | +$75.02 | −$24.98 |
| PSA 9 | $59.42 | +$0.42 | −$24.58 | −$125 |
| PSA 8 | $34.55 | −$24.45 | −$49.45 | −$149 |
Net = sale price − $34.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $84.32 | +$0.32 |
| 50% | $109 | +$25.22 |
| 75% | $134 | +$50.12 |
Break-even gem rate at the standard fee: about 25%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $207 | best | 55/45 | 70/30 |
| PSA 10 | $159 | −$47.98 | 55/45 | 75/25 |
| CGC 10 | $95.00 | −$112 | 55/45 | 75/25 |
| SGC 10 | $95.00 | −$112 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Midnight Horizon Signature cards worth checking
Full set checklist →![Howie Long [Twilight] #HZS-HL 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/D-oAAeSw131qnc-n/s-l500.jpg)
![Jason Witten [Twilight] #HZS-JW 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/I~cAAeSwhJtpXuNg/s-l500.jpg)
![Roger Staubach [Twilight] #HZS-RS 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/YuQAAeSwJBJqtWs~/s-l500.jpg)
![Joe Montana [Twilight] #HZS-JM 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/bZUAAeSw5A1piUPv/s-l500.jpg)
Grading Luke Kuechly [Twilight] #HZS-LK — FAQ
Is Luke Kuechly [Twilight] #HZS-LK worth grading?
A PSA 10 Luke Kuechly [Twilight] #HZS-LK sells for $159 against $34.00 raw: a $125 spread, 4.7× the ungraded price. Even a PSA 9 ($59.42) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Luke Kuechly [Twilight] #HZS-LK worth compared with raw?
A PSA 10 Luke Kuechly [Twilight] #HZS-LK (Football Cards 2024 Topps Midnight Horizon Signature) sells for about $159 versus $34.00 for a raw near-mint copy — a 4.7× premium as of Sep 4, 2026.
Which grading company is best for Luke Kuechly [Twilight] #HZS-LK?
By resale value, BGS 10 leads at $207, ahead of PSA 10 at $159. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Luke Kuechly [Twilight] #HZS-LK need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Luke Kuechly [Twilight] #HZS-LK break even?
At a standard ~$50 fee, submitting Luke Kuechly [Twilight] #HZS-LK breaks even when it gems about 25% of the time (a miss assumed to sell at the PSA 9 price of $59.42).
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