![Howie Long [Twilight] #HZS-HL (Football Cards 2024 Topps Midnight Horizon Signature) — is it worth grading?](https://i.ebayimg.com/images/g/D-oAAeSw131qnc-n/s-l1600.jpg)
Is Howie Long [Twilight] #HZS-HL worth grading?
Football · Football Cards 2024 Topps Midnight Horizon Signature · full price guide →
Strong grading candidate — 5.5× premium in PSA 10
A PSA 10 Howie Long [Twilight] #HZS-HL sells for $125 against $22.80 raw: a $102 spread, 5.5× the ungraded price. A PSA 9 ($46.37) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $22.80
- PSA 10
- $125
- PSA 9
- $46.37
- Gem premium
- 5.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $125 | +$77.25 | +$52.25 | −$47.75 |
| PSA 9 | $46.37 | −$1.43 | −$26.43 | −$126 |
| PSA 8 | $26.73 | −$21.07 | −$46.07 | −$146 |
Net = sale price − $22.80 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $66.04 | −$6.76 |
| 50% | $85.71 | +$12.91 |
| 75% | $105 | +$32.58 |
Break-even gem rate at the standard fee: about 34%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $163 | best | 55/45 | 70/30 |
| PSA 10 | $125 | −$37.95 | 55/45 | 75/25 |
| CGC 10 | $75.00 | −$88.00 | 55/45 | 75/25 |
| SGC 10 | $75.00 | −$88.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Midnight Horizon Signature cards worth checking
Full set checklist →
![Luke Kuechly [Twilight] #HZS-LK 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/lHsAAeSw1RdpDNve/s-l500.jpg)
![Jason Witten [Twilight] #HZS-JW 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/I~cAAeSwhJtpXuNg/s-l500.jpg)
![Roger Staubach [Twilight] #HZS-RS 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/YuQAAeSwJBJqtWs~/s-l500.jpg)
![Joe Montana [Twilight] #HZS-JM 2024 Topps Midnight Horizon Signature card](https://i.ebayimg.com/images/g/bZUAAeSw5A1piUPv/s-l500.jpg)
Grading Howie Long [Twilight] #HZS-HL — FAQ
Is Howie Long [Twilight] #HZS-HL worth grading?
A PSA 10 Howie Long [Twilight] #HZS-HL sells for $125 against $22.80 raw: a $102 spread, 5.5× the ungraded price. A PSA 9 ($46.37) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Howie Long [Twilight] #HZS-HL worth compared with raw?
A PSA 10 Howie Long [Twilight] #HZS-HL (Football Cards 2024 Topps Midnight Horizon Signature) sells for about $125 versus $22.80 for a raw near-mint copy — a 5.5× premium as of Sep 4, 2026.
Which grading company is best for Howie Long [Twilight] #HZS-HL?
By resale value, BGS 10 leads at $163, ahead of PSA 10 at $125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Howie Long [Twilight] #HZS-HL need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Howie Long [Twilight] #HZS-HL break even?
At a standard ~$50 fee, submitting Howie Long [Twilight] #HZS-HL breaks even when it gems about 34% of the time (a miss assumed to sell at the PSA 9 price of $46.37).
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