Midpoint - Card Centering Tool

Is Gary Payton #GJ27 worth grading?

Basketball · Basketball Cards 1998 Upper Deck Game Jersey · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Gary Payton #GJ27 sells for $528 against $283 raw: a $245 spread, 1.9× the ungraded price. Even a PSA 9 ($520) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$283
Grade 9.5
$528
PSA 9
$520
Gem premium
1.9×
As of
Jul 11, 2026

Break-even by outcome and fee

Gary Payton #GJ27: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$528+$220+$195+$94.64
PSA 9$520+$212+$187+$86.75
PSA 8$300−$8.37−$33.37−$133

Net = sale price − $283 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gary Payton #GJ27: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$522+$189
50%$524+$191
75%$526+$193

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Gary Payton #GJ27 graded prices by company and grade
GradeGraded
9.5$528
9$520
8$300
7$209

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Gary Payton #GJ27 — FAQ

Is Gary Payton #GJ27 worth grading?

A Grade 9.5 Gary Payton #GJ27 sells for $528 against $283 raw: a $245 spread, 1.9× the ungraded price. Even a PSA 9 ($520) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Is your basketball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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