![Naomi Osaka [Refractor] #170 (Tennis Cards 2024 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/6dcAAeSwojBpuzP6/s-l1600.jpg)
Is Naomi Osaka [Refractor] #170 worth grading?
Tennis · Tennis Cards 2024 Topps Chrome · full price guide →
Grading rarely pays for this card
PSA 10 copies of Naomi Osaka [Refractor] #170 sell for $12.66, only $10.71 above the $1.95 raw price — less than an economy-tier grading fee. A PSA 9 ($12.66) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.95
- PSA 10
- $12.66
- PSA 9
- $12.66
- Gem premium
- 6.5×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $12.66 | −$14.29 | −$39.29 | −$139 |
| PSA 9 | $12.66 | −$14.29 | −$39.29 | −$139 |
| PSA 8 | $6.65 | −$20.30 | −$45.30 | −$145 |
Net = sale price − $1.95 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $12.66 | −$39.29 |
| 50% | $12.66 | −$39.29 |
| 75% | $12.66 | −$39.29 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $16.00 | best | 55/45 | 70/30 |
| PSA 10 | $12.66 | −$3.34 | 55/45 | 75/25 |
| CGC 10 | $8.00 | −$8.00 | 55/45 | 75/25 |
| SGC 10 | $8.00 | −$8.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
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Grading Naomi Osaka [Refractor] #170 — FAQ
Is Naomi Osaka [Refractor] #170 worth grading?
PSA 10 copies of Naomi Osaka [Refractor] #170 sell for $12.66, only $10.71 above the $1.95 raw price — less than an economy-tier grading fee. A PSA 9 ($12.66) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Naomi Osaka [Refractor] #170 worth compared with raw?
A PSA 10 Naomi Osaka [Refractor] #170 (Tennis Cards 2024 Topps Chrome) sells for about $12.66 versus $1.95 for a raw near-mint copy — a 6.5× premium as of Sep 3, 2026.
Which grading company is best for Naomi Osaka [Refractor] #170?
By resale value, BGS 10 leads at $16.00, ahead of PSA 10 at $12.66. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Naomi Osaka [Refractor] #170 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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