![Justin Herbert [Fire Burst] #103 (Football Cards 2020 Panini Phoenix) — is it worth grading?](https://i.ebayimg.com/images/g/CH8AAeSwFKNqV4h~/s-l1600.jpg)
Is Justin Herbert [Fire Burst] #103 worth grading?
Football · Football Cards 2020 Panini Phoenix · full price guide →
Strong grading candidate — 5.6× premium in PSA 10
A PSA 10 Justin Herbert [Fire Burst] #103 sells for $63.33 against $11.36 raw: a $51.97 spread, 5.6× the ungraded price. A PSA 9 ($28.01) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $11.36
- PSA 10
- $63.33
- PSA 9
- $28.01
- Gem premium
- 5.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $63.33 | +$26.97 | +$1.97 | −$98.03 |
| PSA 9 | $28.01 | −$8.35 | −$33.35 | −$133 |
| PSA 8 | $19.53 | −$16.83 | −$41.83 | −$142 |
Net = sale price − $11.36 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $36.84 | −$24.52 |
| 50% | $45.67 | −$15.69 |
| 75% | $54.50 | −$6.86 |
Break-even gem rate at the standard fee: about 94%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $82.00 | best | 55/45 | 70/30 |
| PSA 10 | $63.33 | −$18.67 | 55/45 | 75/25 |
| CGC 10 | $45.00 | −$37.00 | 55/45 | 75/25 |
| SGC 10 | $25.00 | −$57.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Justin Herbert [Fire Burst] #103 — FAQ
Is Justin Herbert [Fire Burst] #103 worth grading?
A PSA 10 Justin Herbert [Fire Burst] #103 sells for $63.33 against $11.36 raw: a $51.97 spread, 5.6× the ungraded price. A PSA 9 ($28.01) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Justin Herbert [Fire Burst] #103 worth compared with raw?
A PSA 10 Justin Herbert [Fire Burst] #103 (Football Cards 2020 Panini Phoenix) sells for about $63.33 versus $11.36 for a raw near-mint copy — a 5.6× premium as of Sep 4, 2026.
Which grading company is best for Justin Herbert [Fire Burst] #103?
By resale value, BGS 10 leads at $82.00, ahead of PSA 10 at $63.33. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Justin Herbert [Fire Burst] #103 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Justin Herbert [Fire Burst] #103 break even?
At a standard ~$50 fee, submitting Justin Herbert [Fire Burst] #103 breaks even when it gems about 94% of the time (a miss assumed to sell at the PSA 9 price of $28.01).
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