Is James Morgan #RS38 worth grading?

Football · Football Cards 2020 Panini Mosaic Rookie Scripts · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of James Morgan #RS38 sell for $9.00, only $7.73 above the $1.27 raw price — less than an economy-tier grading fee. A PSA 9 ($8.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $1.27
Grade 9.5: $9.00
PSA 9: $8.50
Gem premium: 7.1×
As of: Sep 4, 2026

Break-even by outcome and fee

James Morgan #RS38: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$9.00	−$17.27	−$42.27	−$142
PSA 9	$8.50	−$17.77	−$42.77	−$143

Net = sale price − $1.27 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

James Morgan #RS38: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$8.63	−$42.64
50%	$8.75	−$42.52
75%	$8.88	−$42.39

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

James Morgan #RS38 graded prices by company and grade
Grade	Graded
9.5	$9.00
9	$8.50

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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