Is Tracy McGrady [Atomic Refractor] #91 worth grading?

Basketball · Basketball Cards 1998 Bowman's Best · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Tracy McGrady [Atomic Refractor] #91 sells for $452 against $146 raw: a $306 spread, 3.1× the ungraded price. Even a PSA 9 ($411) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $146
Grade 9.5: $452
PSA 9: $411
Gem premium: 3.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Tracy McGrady [Atomic Refractor] #91: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$452	+$281	+$256	+$156
PSA 9	$411	+$240	+$215	+$115
PSA 8	$374	+$203	+$178	+$78.22

Net = sale price − $146 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tracy McGrady [Atomic Refractor] #91: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$421	+$225
50%	$432	+$236
75%	$442	+$246

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Tracy McGrady [Atomic Refractor] #91 graded prices by company and grade
Grade	Graded
9.5	$452
9	$411
8	$374

Run your own numbers

Should I pay this?

Asking priceGrading fee

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