Is Gary Payton [Gold] #AS21 worth grading?
Basketball · Basketball Cards 1995 SP All-Stars · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Gary Payton [Gold] #AS21 sells for $244 against $6.99 raw: a $237 spread, 35× the ungraded price. Even a PSA 9 ($46.11) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $6.99
- PSA 10
- $244
- PSA 9
- $46.11
- Gem premium
- 35×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $244 | +$212 | +$187 | +$86.75 |
| PSA 9 | $46.11 | +$14.12 | −$10.88 | −$111 |
| PSA 8 | $22.07 | −$9.92 | −$34.92 | −$135 |
Net = sale price − $6.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $95.52 | +$38.53 |
| 50% | $145 | +$87.94 |
| 75% | $194 | +$137 |
Break-even gem rate at the standard fee: about 6%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $317 | best | 55/45 | 70/30 |
| PSA 10 | $244 | −$73.26 | 55/45 | 75/25 |
| CGC 10 | $146 | −$171 | 55/45 | 75/25 |
| SGC 10 | $146 | −$171 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 SP All-Stars cards worth checking
Full set checklist →![Michael Jordan [Die Cut] #AS2 1995 SP All-Stars card](https://i.ebayimg.com/images/g/Sj4AAeSwL6lqIgUh/s-l500.jpg)
Grading Gary Payton [Gold] #AS21 — FAQ
Is Gary Payton [Gold] #AS21 worth grading?
A PSA 10 Gary Payton [Gold] #AS21 sells for $244 against $6.99 raw: a $237 spread, 35× the ungraded price. Even a PSA 9 ($46.11) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Gary Payton [Gold] #AS21 worth compared with raw?
A PSA 10 Gary Payton [Gold] #AS21 (Basketball Cards 1995 SP All-Stars) sells for about $244 versus $6.99 for a raw near-mint copy — a 35× premium as of Sep 4, 2026.
Which grading company is best for Gary Payton [Gold] #AS21?
By resale value, BGS 10 leads at $317, ahead of PSA 10 at $244. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Gary Payton [Gold] #AS21 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Gary Payton [Gold] #AS21 break even?
At a standard ~$50 fee, submitting Gary Payton [Gold] #AS21 breaks even when it gems about 6% of the time (a miss assumed to sell at the PSA 9 price of $46.11).
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