Is Mike McCarthy [Xfractor] #176 worth grading?
Football · Football Cards 2006 Bowman Chrome · full price guide →
Grading rarely pays for this card
PSA 10 copies of Mike McCarthy [Xfractor] #176 sell for $10.51, only $9.12 above the $1.39 raw price — less than an economy-tier grading fee. A PSA 9 ($5.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.39
- PSA 10
- $10.51
- PSA 9
- $5.50
- Gem premium
- 7.6×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $10.51 | −$15.88 | −$40.88 | −$141 |
| PSA 9 | $5.50 | −$20.89 | −$45.89 | −$146 |
Net = sale price − $1.39 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $6.75 | −$44.64 |
| 50% | $8.00 | −$43.38 |
| 75% | $9.26 | −$42.13 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $14.00 | best | 55/45 | 70/30 |
| PSA 10 | $10.51 | −$3.49 | 55/45 | 75/25 |
| CGC 10 | $6.00 | −$8.00 | 55/45 | 75/25 |
| SGC 10 | $6.00 | −$8.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2006 Bowman Chrome cards worth checking
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Grading Mike McCarthy [Xfractor] #176 — FAQ
Is Mike McCarthy [Xfractor] #176 worth grading?
PSA 10 copies of Mike McCarthy [Xfractor] #176 sell for $10.51, only $9.12 above the $1.39 raw price — less than an economy-tier grading fee. A PSA 9 ($5.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Mike McCarthy [Xfractor] #176 worth compared with raw?
A PSA 10 Mike McCarthy [Xfractor] #176 (Football Cards 2006 Bowman Chrome) sells for about $10.51 versus $1.39 for a raw near-mint copy — a 7.6× premium as of Sep 3, 2026.
Which grading company is best for Mike McCarthy [Xfractor] #176?
By resale value, BGS 10 leads at $14.00, ahead of PSA 10 at $10.51. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mike McCarthy [Xfractor] #176 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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