![Kevin Garnett [Refractor] #RS12 (Basketball Cards 1997 Topps Rock Stars) — is it worth grading?](https://i.ebayimg.com/images/g/bPcAAeSwvRxqQ9Pc/s-l1600.jpg)
Is Kevin Garnett [Refractor] #RS12 worth grading?
Basketball · Basketball Cards 1997 Topps Rock Stars · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Kevin Garnett [Refractor] #RS12 sells for $1,056 against $111 raw: a $944 spread, 9.5× the ungraded price. Even a PSA 9 ($214) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $111
- PSA 10
- $1,056
- PSA 9
- $214
- Gem premium
- 9.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,056 | +$919 | +$894 | +$794 |
| PSA 9 | $214 | +$77.68 | +$52.68 | −$47.32 |
| PSA 8 | $125 | −$11.32 | −$36.32 | −$136 |
Net = sale price − $111 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $424 | +$263 |
| 50% | $635 | +$473 |
| 75% | $845 | +$684 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,372 | best | 55/45 | 70/30 |
| PSA 10 | $1,056 | −$316 | 55/45 | 75/25 |
| SGC 10 | $800 | −$572 | 55/45 | 75/25 |
| CGC 10 | $633 | −$739 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Topps Rock Stars cards worth checking
Full set checklist →![Tim Hardaway [Refractor] #RS8 1997 Topps Rock Stars card](https://i.ebayimg.com/images/g/3AUAAeSw65JqIQYf/s-l500.jpg)
![Charles Barkley [Refractor] #RS4 1997 Topps Rock Stars card](https://i.ebayimg.com/images/g/c3YAAeSwxONqn1UG/s-l500.jpg)
![Hakeem Olajuwon [Refractor] #RS14 1997 Topps Rock Stars card](https://i.ebayimg.com/images/g/RxAAAeSwz0JqlTnO/s-l500.jpg)
![Gary Payton [Refractor] #RS9 1997 Topps Rock Stars card](https://i.ebayimg.com/images/g/srQAAeSwU0FqneMI/s-l500.jpg)
![Scottie Pippen [Refractor] #RS20 1997 Topps Rock Stars card](https://i.ebayimg.com/images/g/lusAAeSwpfhqkb4B/s-l500.jpg)
![Michael Jordan [Refractor] #RS1 1997 Topps Rock Stars card](https://i.ebayimg.com/images/g/LMgAAeSwRZpqTYtr/s-l500.jpg)
Grading Kevin Garnett [Refractor] #RS12 — FAQ
Is Kevin Garnett [Refractor] #RS12 worth grading?
A PSA 10 Kevin Garnett [Refractor] #RS12 sells for $1,056 against $111 raw: a $944 spread, 9.5× the ungraded price. Even a PSA 9 ($214) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Kevin Garnett [Refractor] #RS12 worth compared with raw?
A PSA 10 Kevin Garnett [Refractor] #RS12 (Basketball Cards 1997 Topps Rock Stars) sells for about $1,056 versus $111 for a raw near-mint copy — a 9.5× premium as of Sep 4, 2026.
Which grading company is best for Kevin Garnett [Refractor] #RS12?
By resale value, BGS 10 leads at $1,372, ahead of PSA 10 at $1,056. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Kevin Garnett [Refractor] #RS12 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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