![Joe Montana [Orange Galactic Refractor] #FFS-JM (Football Cards 2024 Topps Cosmic Chrome First Flight Signature) — is it worth grading?](https://i.ebayimg.com/images/g/6b8AAeSw~mxpOmnS/s-l1600.jpg)
Is Joe Montana [Orange Galactic Refractor] #FFS-JM worth grading?
Football · Football Cards 2024 Topps Cosmic Chrome First Flight Signature · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Joe Montana [Orange Galactic Refractor] #FFS-JM sells for $696 against $160 raw: a $536 spread, 4.3× the ungraded price. Even a PSA 9 ($633) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $160
- Grade 9.5
- $696
- PSA 9
- $633
- Gem premium
- 4.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $696 | +$511 | +$486 | +$386 |
| PSA 9 | $633 | +$448 | +$423 | +$323 |
| PSA 8 | $576 | +$391 | +$366 | +$266 |
Net = sale price − $160 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $649 | +$439 |
| 50% | $665 | +$455 |
| 75% | $680 | +$470 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| SGC 10 | $479 | best | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Joe Montana [Orange Galactic Refractor] #FFS-JM — FAQ
Is Joe Montana [Orange Galactic Refractor] #FFS-JM worth grading?
A Grade 9.5 Joe Montana [Orange Galactic Refractor] #FFS-JM sells for $696 against $160 raw: a $536 spread, 4.3× the ungraded price. Even a PSA 9 ($633) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What centering does Joe Montana [Orange Galactic Refractor] #FFS-JM need for a SGC 10?
SGC publishes 55/45 front and 75/25 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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