$Kelvin Cato [Refractor] #167 (Basketball Cards 1997 Topps Chrome) — is it worth grading?$

Is Kelvin Cato [Refractor] #167 worth grading?

Basketball · Basketball Cards 1997 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Kelvin Cato [Refractor] #167 sells for $109 against $5.09 raw: a $104 spread, 21× the ungraded price. Even a PSA 9 ($99.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $5.09
Grade 9.5: $109
PSA 9: $99.00
Gem premium: 21×
As of: Sep 3, 2026

Break-even by outcome and fee

Kelvin Cato [Refractor] #167: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$109	+$78.91	+$53.91	−$46.09
PSA 9	$99.00	+$68.91	+$43.91	−$56.09

Net = sale price − $5.09 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kelvin Cato [Refractor] #167: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$102	+$46.41
50%	$104	+$48.91
75%	$107	+$51.41

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Kelvin Cato [Refractor] #167 graded prices by company and grade
Grade	Graded
9.5	$109
9	$99.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

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