![Tim Hardaway [Refractor] #156 (Basketball Cards 1997 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/fR4AAeSw9CpquCpz/s-l1600.jpg)
Is Tim Hardaway [Refractor] #156 worth grading?
Basketball · Basketball Cards 1997 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tim Hardaway [Refractor] #156 sells for $229 against $7.75 raw: a $221 spread, 30× the ungraded price. Even a PSA 9 ($44.53) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.75
- PSA 10
- $229
- PSA 9
- $44.53
- Gem premium
- 30×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $229 | +$196 | +$171 | +$71.24 |
| PSA 9 | $44.53 | +$11.78 | −$13.22 | −$113 |
| PSA 8 | $22.00 | −$10.75 | −$35.75 | −$136 |
Net = sale price − $7.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $90.65 | +$32.90 |
| 50% | $137 | +$79.01 |
| 75% | $183 | +$125 |
Break-even gem rate at the standard fee: about 7%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $298 | best | 55/45 | 70/30 |
| PSA 10 | $229 | −$69.01 | 55/45 | 75/25 |
| CGC 10 | $137 | −$161 | 55/45 | 75/25 |
| SGC 10 | $137 | −$161 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Grading Tim Hardaway [Refractor] #156 — FAQ
Is Tim Hardaway [Refractor] #156 worth grading?
A PSA 10 Tim Hardaway [Refractor] #156 sells for $229 against $7.75 raw: a $221 spread, 30× the ungraded price. Even a PSA 9 ($44.53) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tim Hardaway [Refractor] #156 worth compared with raw?
A PSA 10 Tim Hardaway [Refractor] #156 (Basketball Cards 1997 Topps Chrome) sells for about $229 versus $7.75 for a raw near-mint copy — a 30× premium as of Sep 3, 2026.
Which grading company is best for Tim Hardaway [Refractor] #156?
By resale value, BGS 10 leads at $298, ahead of PSA 10 at $229. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tim Hardaway [Refractor] #156 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tim Hardaway [Refractor] #156 break even?
At a standard ~$50 fee, submitting Tim Hardaway [Refractor] #156 breaks even when it gems about 7% of the time (a miss assumed to sell at the PSA 9 price of $44.53).
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