Is Patrick Mahomes II [White Pandora] #20 worth grading?

Football · Football Cards 2024 Panini Donruss Optic Uptowns · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Patrick Mahomes II [White Pandora] #20 sell for $2,558, only $8.00 above the $2,550 raw price — less than an economy-tier grading fee. A PSA 9 ($2,325) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $2,550
Grade 9.5: $2,558
PSA 9: $2,325
Gem premium: 1.0×
As of: Sep 4, 2026

Break-even by outcome and fee

Patrick Mahomes II [White Pandora] #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$2,558	−$17.00	−$42.00	−$142
PSA 9	$2,325	−$250	−$275	−$375

Net = sale price − $2,550 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Patrick Mahomes II [White Pandora] #20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$2,383	−$217
50%	$2,442	−$159
75%	$2,500	−$100

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Patrick Mahomes II [White Pandora] #20 graded prices by company and grade
Grade	Graded
9.5	$2,558
9	$2,325

Run your own numbers

Should I pay this?

Asking priceGrading fee

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