Is Michael Penix Jr. #20 worth grading?
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Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Penix Jr. #20 sells for $135 against $60.00 raw: a $75.10 spread, 2.3× the ungraded price. Even a PSA 9 ($102) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $60.00
- PSA 10
- $135
- PSA 9
- $102
- Gem premium
- 2.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $135 | +$50.10 | +$25.10 | −$74.90 |
| PSA 9 | $102 | +$17.00 | −$8.00 | −$108 |
| PSA 8 | $93.17 | +$8.17 | −$16.83 | −$117 |
Net = sale price − $60.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $110 | +$0.28 |
| 50% | $119 | +$8.55 |
| 75% | $127 | +$16.82 |
Break-even gem rate at the standard fee: about 24%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $176 | best | 55/45 | 70/30 |
| PSA 10 | $135 | −$40.90 | 55/45 | 75/25 |
| CGC 10 | $81.00 | −$95.00 | 55/45 | 75/25 |
| SGC 10 | $78.00 | −$98.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $135 | $81.00 | $176 | $78.00 | — |
| 9.5 | — | — | — | — | $132 |
| 9 | — | — | — | — | $102 |
| 8 | — | — | — | — | $93.17 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Michael Penix Jr. #20 — FAQ
Is Michael Penix Jr. #20 worth grading?
A PSA 10 Michael Penix Jr. #20 sells for $135 against $60.00 raw: a $75.10 spread, 2.3× the ungraded price. Even a PSA 9 ($102) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Penix Jr. #20 worth compared with raw?
A PSA 10 Michael Penix Jr. #20 (Football Cards 2024 Panini Donruss Optic Rookie Kings) sells for about $135 versus $60.00 for a raw near-mint copy — a 2.3× premium as of Jul 11, 2026.
Which grading company is best for Michael Penix Jr. #20?
By resale value, BGS 10 leads at $176, ahead of PSA 10 at $135. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Penix Jr. #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Penix Jr. #20 break even?
At a standard ~$50 fee, submitting Michael Penix Jr. #20 breaks even when it gems about 24% of the time (a miss assumed to sell at the PSA 9 price of $102).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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