Is Tracy Murray [Refractor] #45 worth grading?
Basketball · Basketball Cards 1997 Topps Chrome · full price guide →
Grading rarely pays for this card
Grade 8 copies of Tracy Murray [Refractor] #45 sell for $4.00, only $1.89 above the $2.11 raw price — less than an economy-tier grading fee. A PSA 9 ($4.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $2.11
- Grade 8
- $4.00
- PSA 9
- $4.00
- Gem premium
- 1.9×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 8 | $4.00 | −$23.11 | −$48.11 | −$148 |
| PSA 9 | $4.00 | −$23.11 | −$48.11 | −$148 |
| PSA 8 | $4.00 | −$23.11 | −$48.11 | −$148 |
Net = sale price − $2.11 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $4.00 | −$48.11 |
| 50% | $4.00 | −$48.11 |
| 75% | $4.00 | −$48.11 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Topps Chrome cards worth checking
Full set checklist →
![Tracy McGrady [Refractor] #125 1997 Topps Chrome card](https://i.ebayimg.com/images/g/DpoAAeSwUu9qTa47/s-l500.jpg)
![Allen Iverson [Refractor] #54 1997 Topps Chrome card](https://i.ebayimg.com/images/g/3w8AAeSwkcBqOBYe/s-l500.jpg)
![Shaquille O'Neal [Refractor] #109 1997 Topps Chrome card](https://i.ebayimg.com/images/g/nz0AAeSwenpqT~y4/s-l500.jpg)
![Michael Jordan [Refractor] #123 1997 Topps Chrome card](https://i.ebayimg.com/images/g/ISQAAeSwZB9qckrf/s-l500.jpg)
![Tim Duncan [Refractor] #115 1997 Topps Chrome card](https://i.ebayimg.com/images/g/EogAAeSwo9lqT69g/s-l500.jpg)
Grading Tracy Murray [Refractor] #45 — FAQ
Is Tracy Murray [Refractor] #45 worth grading?
Grade 8 copies of Tracy Murray [Refractor] #45 sell for $4.00, only $1.89 above the $2.11 raw price — less than an economy-tier grading fee. A PSA 9 ($4.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
