Is Juwan Howard [Refractor] #T32 worth grading?

Basketball · Basketball Cards 1997 Topps Chrome Topps 40 · full price guide →

Grading rarely pays for this card

Grade 7 copies of Juwan Howard [Refractor] #T32 sell for $3.25, only $0.14 above the $3.11 raw price — less than an economy-tier grading fee. Keep it raw unless you are grading for the slab itself.

Raw (NM): $3.11
Grade 7: $3.25
Gem premium: 1.0×
As of: Sep 4, 2026

Break-even by outcome and fee

Juwan Howard [Refractor] #T32: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 7	$3.25	−$24.86	−$49.86	−$150

Net = sale price − $3.11 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Full grade ladder

Raw conditions & history →

Juwan Howard [Refractor] #T32 graded prices by company and grade
Grade	Graded
7	$3.25

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 1997 Topps Chrome Topps 40 cards worth checking

Full set checklist →

$Patrick Ewing [Refractor] #T2 1997 Topps Chrome Topps 40 card$

Patrick Ewing [Refractor] #T2

Raw $4.25PSA 10 $338

$Gary Payton [Refractor] #T9 1997 Topps Chrome Topps 40 card$

Gary Payton [Refractor] #T9

Raw $3.73PSA 10 $225

$Hakeem Olajuwon [Refractor] #T38 1997 Topps Chrome Topps 40 card$

Hakeem Olajuwon [Refractor] #T38

Raw $7.99PSA 10 $313

$Reggie Miller [Refractor] #T8 1997 Topps Chrome Topps 40 card$

Reggie Miller [Refractor] #T8

Raw $12.58PSA 10 $300

$Dennis Rodman [Refractor] #T34 1997 Topps Chrome Topps 40 card$

Dennis Rodman [Refractor] #T34

Raw $20.50PSA 10 $300

Michael Jordan #T5