![S. Abdur-Rahim [Refractor] #D13 (Basketball Cards 1997 Topps Chrome Destiny) — is it worth grading?](https://i.ebayimg.com/images/g/ENEAAeSwLuFp65Ne/s-l1600.jpg)
Is S. Abdur-Rahim [Refractor] #D13 worth grading?
Basketball · Basketball Cards 1997 Topps Chrome Destiny · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 S. Abdur-Rahim [Refractor] #D13 sells for $104 against $2.92 raw: a $101 spread, 36× the ungraded price. Even a PSA 9 ($28.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.92
- PSA 10
- $104
- PSA 9
- $28.00
- Gem premium
- 36×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $104 | +$76.01 | +$51.01 | −$48.99 |
| PSA 9 | $28.00 | +$0.08 | −$24.92 | −$125 |
| PSA 8 | $25.00 | −$2.92 | −$27.92 | −$128 |
Net = sale price − $2.92 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $46.98 | −$5.94 |
| 50% | $65.97 | +$13.05 |
| 75% | $84.95 | +$32.03 |
Break-even gem rate at the standard fee: about 33%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $135 | best | 55/45 | 70/30 |
| PSA 10 | $104 | −$31.07 | 55/45 | 75/25 |
| CGC 10 | $62.00 | −$73.00 | 55/45 | 75/25 |
| SGC 10 | $62.00 | −$73.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $104 | $62.00 | $135 | $62.00 | — |
| 9.5 | — | — | — | — | $40.31 |
| 9 | — | — | — | — | $28.00 |
| 8 | — | — | — | — | $25.00 |
| 7 | — | — | — | — | $25.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Topps Chrome Destiny cards worth checking
Full set checklist →
![Stephon Marbury [Refractor] #D10 1997 Topps Chrome Destiny card](https://i.ebayimg.com/images/g/UDoAAeSwZappbEkt/s-l500.jpg)
![Shaquille O'Neal [Refractor] #D15 1997 Topps Chrome Destiny card](https://i.ebayimg.com/images/g/8wwAAeSwEpVpdraK/s-l500.jpg)
![Allen Iverson [Refractor] #D14 1997 Topps Chrome Destiny card](https://i.ebayimg.com/images/g/kZEAAeSwjYdqZAYN/s-l500.jpg)
![Tim Duncan [Refractor] #D8 1997 Topps Chrome Destiny card](https://i.ebayimg.com/images/g/kUEAAeSw4cZpwJnO/s-l500.jpg)
![Tracy McGrady [Refractor] #D6 1997 Topps Chrome Destiny card](https://i.ebayimg.com/images/g/BM4AAeSwt~5qNGQ8/s-l500.jpg)
Grading S. Abdur-Rahim [Refractor] #D13 — FAQ
Is S. Abdur-Rahim [Refractor] #D13 worth grading?
A PSA 10 S. Abdur-Rahim [Refractor] #D13 sells for $104 against $2.92 raw: a $101 spread, 36× the ungraded price. Even a PSA 9 ($28.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 S. Abdur-Rahim [Refractor] #D13 worth compared with raw?
A PSA 10 S. Abdur-Rahim [Refractor] #D13 (Basketball Cards 1997 Topps Chrome Destiny) sells for about $104 versus $2.92 for a raw near-mint copy — a 36× premium as of Jul 11, 2026.
Which grading company is best for S. Abdur-Rahim [Refractor] #D13?
By resale value, BGS 10 leads at $135, ahead of PSA 10 at $104. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does S. Abdur-Rahim [Refractor] #D13 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading S. Abdur-Rahim [Refractor] #D13 break even?
At a standard ~$50 fee, submitting S. Abdur-Rahim [Refractor] #D13 breaks even when it gems about 33% of the time (a miss assumed to sell at the PSA 9 price of $28.00).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free