Is Gary Payton [Rave] #20 worth grading?

Basketball · Basketball Cards 1997 Skybox Z Force · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Gary Payton [Rave] #20 sells for $215 against $69.10 raw: a $146 spread, 3.1× the ungraded price. Even a PSA 9 ($195) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $69.10
Grade 9.5: $215
PSA 9: $195
Gem premium: 3.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Gary Payton [Rave] #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$215	+$121	+$95.90	−$4.10
PSA 9	$195	+$101	+$75.90	−$24.10
PSA 8	$178	+$83.40	+$58.40	−$41.60

Net = sale price − $69.10 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gary Payton [Rave] #20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$200	+$80.90
50%	$205	+$85.90
75%	$210	+$90.90

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Gary Payton [Rave] #20 graded prices by company and grade
Grade	Graded
9.5	$215
9	$195
8	$178
7	$75.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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