$Ben Roethlisberger [Refractor] #TB8 (Football Cards 2005 Topps Chrome Throwbacks) — is it worth grading?$

Is Ben Roethlisberger [Refractor] #TB8 worth grading?

Football · Football Cards 2005 Topps Chrome Throwbacks · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Ben Roethlisberger [Refractor] #TB8 sell for $96.00, only $7.52 above the $88.48 raw price — less than an economy-tier grading fee. A PSA 9 ($87.51) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $88.48
Grade 9.5: $96.00
PSA 9: $87.51
Gem premium: 1.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Ben Roethlisberger [Refractor] #TB8: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$96.00	−$17.48	−$42.48	−$142
PSA 9	$87.51	−$25.97	−$50.97	−$151

Net = sale price − $88.48 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ben Roethlisberger [Refractor] #TB8: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$89.63	−$48.85
50%	$91.75	−$46.73
75%	$93.88	−$44.60

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Ben Roethlisberger [Refractor] #TB8 graded prices by company and grade
Grade	Graded
9.5	$96.00
9	$87.51
7	$85.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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