![Peyton Manning [Refractor] #TB4 (Football Cards 2005 Topps Chrome Throwbacks) — is it worth grading?](https://i.ebayimg.com/images/g/tbwAAeSw9ABqaAbO/s-l1600.jpg)
Is Peyton Manning [Refractor] #TB4 worth grading?
Football · Football Cards 2005 Topps Chrome Throwbacks · full price guide →
Grading rarely pays for this card
PSA 10 copies of Peyton Manning [Refractor] #TB4 sell for $183, only $0.00 above the $209 raw price — less than an economy-tier grading fee. A PSA 9 ($153) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $209
- PSA 10
- $183
- PSA 9
- $153
- Gem premium
- 0.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $183 | −$50.50 | −$75.50 | −$176 |
| PSA 9 | $153 | −$80.99 | −$106 | −$206 |
| PSA 8 | $146 | −$87.24 | −$112 | −$212 |
Net = sale price − $209 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $160 | −$98.37 |
| 50% | $168 | −$90.75 |
| 75% | $175 | −$83.12 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $238 | best | 55/45 | 70/30 |
| PSA 10 | $183 | −$55.00 | 55/45 | 75/25 |
| CGC 10 | $110 | −$128 | 55/45 | 75/25 |
| SGC 10 | $110 | −$128 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2005 Topps Chrome Throwbacks cards worth checking
Full set checklist →
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![Ray Lewis [Refractor] #TB15 2005 Topps Chrome Throwbacks card](https://i.ebayimg.com/images/g/4ugAAeSwt5dqqViE/s-l500.jpg)
![Tony Gonzalez [Refractor] #TB24 2005 Topps Chrome Throwbacks card](https://i.ebayimg.com/images/g/YykAAOSwSA5lY2GL/s-l500.jpg)
![Ben Roethlisberger [Refractor] #TB8 2005 Topps Chrome Throwbacks card](https://i.ebayimg.com/images/g/m6gAAeSw~gZqZXZn/s-l500.jpg)
Grading Peyton Manning [Refractor] #TB4 — FAQ
Is Peyton Manning [Refractor] #TB4 worth grading?
PSA 10 copies of Peyton Manning [Refractor] #TB4 sell for $183, only $0.00 above the $209 raw price — less than an economy-tier grading fee. A PSA 9 ($153) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Peyton Manning [Refractor] #TB4 worth compared with raw?
A PSA 10 Peyton Manning [Refractor] #TB4 (Football Cards 2005 Topps Chrome Throwbacks) sells for about $183 versus $209 for a raw near-mint copy — a 0.9× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning [Refractor] #TB4?
By resale value, BGS 10 leads at $238, ahead of PSA 10 at $183. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning [Refractor] #TB4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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