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Tom Brady [Refractor] #46 (Football Cards 2005 Topps Chrome) — is it worth grading?

Is Tom Brady [Refractor] #46 worth grading?

Football · Football Cards 2005 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Tom Brady [Refractor] #46 sells for $1,333 against $312 raw: a $1,021 spread, 4.3× the ungraded price. Even a PSA 9 ($700) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$312
PSA 10
$1,333
PSA 9
$700
Gem premium
4.3×
As of
Sep 4, 2026

Break-even by outcome and fee

Tom Brady [Refractor] #46: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$1,333+$996+$971+$871
PSA 9$700+$363+$338+$238
PSA 8$352+$14.88−$10.12−$110

Net = sale price − $312 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tom Brady [Refractor] #46: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$858+$496
50%$1,017+$654
75%$1,175+$813

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →
Tom Brady [Refractor] #46: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$1,733best55/4570/30
PSA 10$1,333−$40055/4575/25
CGC 10$800−$93355/4575/25
SGC 10$800−$93355/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Tom Brady [Refractor] #46 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$1,333$800$1,733$800—
9.5————$800
9————$700
8————$352
7————$90.05

Swipe the table for the other grading companies →

Run your own numbers

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Enter the seller’s asking price to see your net outcome per grade.

Other 2005 Topps Chrome cards worth checking

Full set checklist →

Grading Tom Brady [Refractor] #46 — FAQ

Is Tom Brady [Refractor] #46 worth grading?

A PSA 10 Tom Brady [Refractor] #46 sells for $1,333 against $312 raw: a $1,021 spread, 4.3× the ungraded price. Even a PSA 9 ($700) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Tom Brady [Refractor] #46 worth compared with raw?

A PSA 10 Tom Brady [Refractor] #46 (Football Cards 2005 Topps Chrome) sells for about $1,333 versus $312 for a raw near-mint copy — a 4.3× premium as of Sep 4, 2026.

Which grading company is best for Tom Brady [Refractor] #46?

By resale value, BGS 10 leads at $1,733, ahead of PSA 10 at $1,333. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Tom Brady [Refractor] #46 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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