![Adam Vinatieri [Refractor] #38 (Football Cards 2005 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/8KcAAeSwc2Nq0Bf6/s-l1600.jpg)
Is Adam Vinatieri [Refractor] #38 worth grading?
Football · Football Cards 2005 Topps Chrome · full price guide →
Strong grading candidate — 11× premium in PSA 10
A PSA 10 Adam Vinatieri [Refractor] #38 sells for $95.00 against $8.75 raw: a $86.25 spread, 11× the ungraded price. A PSA 9 ($33.11) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.75
- PSA 10
- $95.00
- PSA 9
- $33.11
- Gem premium
- 11×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $95.00 | +$61.25 | +$36.25 | −$63.75 |
| PSA 9 | $33.11 | −$0.64 | −$25.64 | −$126 |
| PSA 8 | $18.00 | −$15.75 | −$40.75 | −$141 |
Net = sale price − $8.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $48.58 | −$10.17 |
| 50% | $64.06 | +$5.31 |
| 75% | $79.53 | +$20.78 |
Break-even gem rate at the standard fee: about 41%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $124 | best | 55/45 | 70/30 |
| PSA 10 | $95.00 | −$29.00 | 55/45 | 75/25 |
| CGC 10 | $57.00 | −$67.00 | 55/45 | 75/25 |
| SGC 10 | $57.00 | −$67.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Adam Vinatieri [Refractor] #38 — FAQ
Is Adam Vinatieri [Refractor] #38 worth grading?
A PSA 10 Adam Vinatieri [Refractor] #38 sells for $95.00 against $8.75 raw: a $86.25 spread, 11× the ungraded price. A PSA 9 ($33.11) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Adam Vinatieri [Refractor] #38 worth compared with raw?
A PSA 10 Adam Vinatieri [Refractor] #38 (Football Cards 2005 Topps Chrome) sells for about $95.00 versus $8.75 for a raw near-mint copy — a 11× premium as of Sep 3, 2026.
Which grading company is best for Adam Vinatieri [Refractor] #38?
By resale value, BGS 10 leads at $124, ahead of PSA 10 at $95.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Adam Vinatieri [Refractor] #38 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Adam Vinatieri [Refractor] #38 break even?
At a standard ~$50 fee, submitting Adam Vinatieri [Refractor] #38 breaks even when it gems about 41% of the time (a miss assumed to sell at the PSA 9 price of $33.11).
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