Is Michael Finley #46 worth grading?
Basketball · Basketball Cards 1997 Skybox E-X2001 · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Michael Finley #46 sells for $55.00 against $1.00 raw: a $54.00 spread, 55× the ungraded price. Even a PSA 9 ($49.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.00
- Grade 9.5
- $55.00
- PSA 9
- $49.99
- Gem premium
- 55×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $55.00 | +$29.00 | +$4.00 | −$96.00 |
| PSA 9 | $49.99 | +$23.99 | −$1.01 | −$101 |
Net = sale price − $1.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $51.24 | +$0.24 |
| 50% | $52.50 | +$1.50 |
| 75% | $53.75 | +$2.75 |
Break-even gem rate at the standard fee: about 20%. Centering is the usual reason a clean copy misses — measure it before you decide.
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Grading Michael Finley #46 — FAQ
Is Michael Finley #46 worth grading?
A Grade 9.5 Michael Finley #46 sells for $55.00 against $1.00 raw: a $54.00 spread, 55× the ungraded price. Even a PSA 9 ($49.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What gem rate makes grading Michael Finley #46 break even?
At a standard ~$50 fee, submitting Michael Finley #46 breaks even when it gems about 20% of the time (a miss assumed to sell at the PSA 9 price of $49.99).
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