Is Michael Finley [Row 1] #54 worth grading?
Basketball · Basketball Cards 1997 Flair Showcase · full price guide →
Strong grading candidate — 42× premium in PSA 10
A PSA 10 Michael Finley [Row 1] #54 sells for $78.33 against $1.85 raw: a $76.48 spread, 42× the ungraded price. A PSA 9 ($18.39) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.85
- PSA 10
- $78.33
- PSA 9
- $18.39
- Gem premium
- 42×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $78.33 | +$51.48 | +$26.48 | −$73.52 |
| PSA 9 | $18.39 | −$8.46 | −$33.46 | −$133 |
| PSA 8 | $9.09 | −$17.76 | −$42.76 | −$143 |
Net = sale price − $1.85 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.38 | −$18.48 |
| 50% | $48.36 | −$3.49 |
| 75% | $63.34 | +$11.49 |
Break-even gem rate at the standard fee: about 56%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $102 | best | 55/45 | 70/30 |
| PSA 10 | $78.33 | −$23.67 | 55/45 | 75/25 |
| CGC 10 | $47.00 | −$55.00 | 55/45 | 75/25 |
| SGC 10 | $47.00 | −$55.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Michael Finley [Row 1] #54 — FAQ
Is Michael Finley [Row 1] #54 worth grading?
A PSA 10 Michael Finley [Row 1] #54 sells for $78.33 against $1.85 raw: a $76.48 spread, 42× the ungraded price. A PSA 9 ($18.39) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Finley [Row 1] #54 worth compared with raw?
A PSA 10 Michael Finley [Row 1] #54 (Basketball Cards 1997 Flair Showcase) sells for about $78.33 versus $1.85 for a raw near-mint copy — a 42× premium as of Sep 4, 2026.
Which grading company is best for Michael Finley [Row 1] #54?
By resale value, BGS 10 leads at $102, ahead of PSA 10 at $78.33. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Finley [Row 1] #54 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Finley [Row 1] #54 break even?
At a standard ~$50 fee, submitting Michael Finley [Row 1] #54 breaks even when it gems about 56% of the time (a miss assumed to sell at the PSA 9 price of $18.39).
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