![Tim Duncan [Refractor] #325 (Basketball Cards 1997 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/8tMAAOSw8zpnnEvR/s-l1600.jpg)
Is Tim Duncan [Refractor] #325 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tim Duncan [Refractor] #325 sells for $2,133 against $482 raw: a $1,651 spread, 4.4× the ungraded price. Even a PSA 9 ($719) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $482
- PSA 10
- $2,133
- PSA 9
- $719
- Gem premium
- 4.4×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,133 | +$1,626 | +$1,601 | +$1,501 |
| PSA 9 | $719 | +$212 | +$187 | +$86.86 |
| PSA 8 | $399 | −$108 | −$133 | −$233 |
Net = sale price − $482 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,072 | +$540 |
| 50% | $1,426 | +$894 |
| 75% | $1,779 | +$1,247 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,772 | best | 55/45 | 70/30 |
| PSA 10 | $2,133 | −$640 | 55/45 | 75/25 |
| CGC 10 | $1,280 | −$1,492 | 55/45 | 75/25 |
| SGC 10 | $1,280 | −$1,492 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
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![Michael Jordan [Refractor w/ Coating] #39 1997 Finest card](https://i.ebayimg.com/images/g/7IwAAeSwZPBqkf7f/s-l500.jpg)
![Kobe Bryant [Refractor] #323 1997 Finest card](https://i.ebayimg.com/images/g/xlAAAeSwkPFqRW8C/s-l500.jpg)
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Grading Tim Duncan [Refractor] #325 — FAQ
Is Tim Duncan [Refractor] #325 worth grading?
A PSA 10 Tim Duncan [Refractor] #325 sells for $2,133 against $482 raw: a $1,651 spread, 4.4× the ungraded price. Even a PSA 9 ($719) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tim Duncan [Refractor] #325 worth compared with raw?
A PSA 10 Tim Duncan [Refractor] #325 (Basketball Cards 1997 Finest) sells for about $2,133 versus $482 for a raw near-mint copy — a 4.4× premium as of Sep 4, 2026.
Which grading company is best for Tim Duncan [Refractor] #325?
By resale value, BGS 10 leads at $2,772, ahead of PSA 10 at $2,133. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tim Duncan [Refractor] #325 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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