![Anfernee Hardaway [Refractor] #274 (Basketball Cards 1997 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/6P4AAeSwBGFqvx9e/s-l1600.jpg)
Is Anfernee Hardaway [Refractor] #274 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Anfernee Hardaway [Refractor] #274 sells for $260 against $50.00 raw: a $210 spread, 5.2× the ungraded price. Even a PSA 9 ($105) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $50.00
- PSA 10
- $260
- PSA 9
- $105
- Gem premium
- 5.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $260 | +$185 | +$160 | +$59.50 |
| PSA 9 | $105 | +$30.12 | +$5.12 | −$94.88 |
| PSA 8 | $36.87 | −$38.13 | −$63.13 | −$163 |
Net = sale price − $50.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $144 | +$43.72 |
| 50% | $182 | +$82.31 |
| 75% | $221 | +$121 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $337 | best | 55/45 | 70/30 |
| PSA 10 | $260 | −$77.50 | 55/45 | 75/25 |
| CGC 10 | $156 | −$181 | 55/45 | 75/25 |
| SGC 10 | $156 | −$181 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
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![Michael Jordan [Refractor w/ Coating] #271 1997 Finest card](https://i.ebayimg.com/images/g/qTkAAeSwz-BqUlEw/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #39 1997 Finest card](https://i.ebayimg.com/images/g/7IwAAeSwZPBqkf7f/s-l500.jpg)
![Kobe Bryant [Refractor] #323 1997 Finest card](https://i.ebayimg.com/images/g/xlAAAeSwkPFqRW8C/s-l500.jpg)
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Grading Anfernee Hardaway [Refractor] #274 — FAQ
Is Anfernee Hardaway [Refractor] #274 worth grading?
A PSA 10 Anfernee Hardaway [Refractor] #274 sells for $260 against $50.00 raw: a $210 spread, 5.2× the ungraded price. Even a PSA 9 ($105) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Anfernee Hardaway [Refractor] #274 worth compared with raw?
A PSA 10 Anfernee Hardaway [Refractor] #274 (Basketball Cards 1997 Finest) sells for about $260 versus $50.00 for a raw near-mint copy — a 5.2× premium as of Sep 4, 2026.
Which grading company is best for Anfernee Hardaway [Refractor] #274?
By resale value, BGS 10 leads at $337, ahead of PSA 10 at $260. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Anfernee Hardaway [Refractor] #274 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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