![Michael Jordan [Refractor w/ Coating] #271 (Basketball Cards 1997 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/qTkAAeSwz-BqUlEw/s-l1600.jpg)
Is Michael Jordan [Refractor w/ Coating] #271 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Jordan [Refractor w/ Coating] #271 sells for $2,138 against $80.00 raw: a $2,058 spread, 27× the ungraded price. Even a PSA 9 ($936) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $80.00
- PSA 10
- $2,138
- PSA 9
- $936
- Gem premium
- 27×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,138 | +$2,033 | +$2,008 | +$1,908 |
| PSA 9 | $936 | +$831 | +$806 | +$706 |
| PSA 8 | $610 | +$505 | +$480 | +$380 |
Net = sale price − $80.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,237 | +$1,107 |
| 50% | $1,537 | +$1,407 |
| 75% | $1,838 | +$1,708 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,780 | best | 55/45 | 70/30 |
| PSA 10 | $2,138 | −$642 | 55/45 | 75/25 |
| CGC 10 | $1,283 | −$1,497 | 55/45 | 75/25 |
| SGC 10 | $1,283 | −$1,497 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,138 | $1,283 | $2,780 | $1,283 | — |
| 9.5 | — | — | — | — | $1,030 |
| 9 | — | — | — | — | $936 |
| 8 | — | — | — | — | $610 |
| 7 | — | — | — | — | $425 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
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![Shaquille O'Neal [Refractor] #309 1997 Finest card](https://i.ebayimg.com/images/g/HPwAAOSwfQthNElB/s-l500.jpg)
![Kobe Bryant [Refractor] #323 1997 Finest card](https://i.ebayimg.com/images/g/xlAAAeSwkPFqRW8C/s-l500.jpg)
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Grading Michael Jordan [Refractor w/ Coating] #271 — FAQ
Is Michael Jordan [Refractor w/ Coating] #271 worth grading?
A PSA 10 Michael Jordan [Refractor w/ Coating] #271 sells for $2,138 against $80.00 raw: a $2,058 spread, 27× the ungraded price. Even a PSA 9 ($936) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Jordan [Refractor w/ Coating] #271 worth compared with raw?
A PSA 10 Michael Jordan [Refractor w/ Coating] #271 (Basketball Cards 1997 Finest) sells for about $2,138 versus $80.00 for a raw near-mint copy — a 27× premium as of Jul 11, 2026.
Which grading company is best for Michael Jordan [Refractor w/ Coating] #271?
By resale value, BGS 10 leads at $2,780, ahead of PSA 10 at $2,138. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Jordan [Refractor w/ Coating] #271 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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