MidpointCard Centering Grading Portfolio App

Is Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG worth grading?

Football · Football Cards 2024 Panini Zenith Z Summit Autograph · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG sells for $414 against $105 raw: a $309 spread, 3.9× the ungraded price. Even a PSA 9 ($160) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$105
PSA 10
$414
PSA 9
$160
Gem premium
3.9×
As of
Sep 4, 2026

Break-even by outcome and fee

Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$414+$284+$259+$159
PSA 9$160+$30.34+$5.34−$94.66
PSA 8$95.60−$34.40−$59.40−$159

Net = sale price − $105 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$224+$68.79
50%$287+$132
75%$351+$196

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →
Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$538best55/4570/30
PSA 10$414−$12455/4575/25
CGC 10$248−$29055/4575/25
SGC 10$248−$29055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG graded prices by company and grade
GradePSACGCBGSSGCGraded
10$414$248$538$248—
9.5————$298
9————$160
8————$95.60

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2024 Panini Zenith Z Summit Autograph cards worth checking

Full set checklist →

Grading Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG — FAQ

Is Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG worth grading?

A PSA 10 Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG sells for $414 against $105 raw: a $309 spread, 3.9× the ungraded price. Even a PSA 9 ($160) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG worth compared with raw?

A PSA 10 Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG (Football Cards 2024 Panini Zenith Z Summit Autograph) sells for about $414 versus $105 for a raw near-mint copy — a 3.9× premium as of Sep 4, 2026.

Which grading company is best for Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG?

By resale value, BGS 10 leads at $538, ahead of PSA 10 at $414. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Terrell Owens / Donovan McNabb / Harold Carmichael #ZSA-EAG need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play