![Michael Jordan [Refractor] #154 (Basketball Cards 1997 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/gVQAAeSwKA1qTdwc/s-l1600.jpg)
Is Michael Jordan [Refractor] #154 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Grading rarely pays for this card
PSA 10 copies of Michael Jordan [Refractor] #154 sell for $3,664, only $0.00 above the $5,224 raw price — less than an economy-tier grading fee. A PSA 9 ($3,661) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $5,224
- PSA 10
- $3,664
- PSA 9
- $3,661
- Gem premium
- 0.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $3,664 | −$1,586 | −$1,611 | −$1,711 |
| PSA 9 | $3,661 | −$1,588 | −$1,613 | −$1,713 |
| PSA 8 | $3,329 | −$1,921 | −$1,946 | −$2,046 |
Net = sale price − $5,224 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $3,662 | −$1,613 |
| 50% | $3,662 | −$1,612 |
| 75% | $3,663 | −$1,611 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,763 | best | 55/45 | 70/30 |
| PSA 10 | $3,664 | −$1,100 | 55/45 | 75/25 |
| CGC 10 | $2,198 | −$2,565 | 55/45 | 75/25 |
| SGC 10 | $2,198 | −$2,565 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
Full set checklist →![Michael Jordan [Refractor] #271 1997 Finest card](https://i.ebayimg.com/images/g/kj8AAeSwIf5qoMTX/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #287 1997 Finest card](https://i.ebayimg.com/images/g/mCMAAeSwZsBqmcRg/s-l500.jpg)
![Shaquille O'Neal [Refractor] #309 1997 Finest card](https://i.ebayimg.com/images/g/HPwAAOSwfQthNElB/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #271 1997 Finest card](https://i.ebayimg.com/images/g/qTkAAeSwz-BqUlEw/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #39 1997 Finest card](https://i.ebayimg.com/images/g/7IwAAeSwZPBqkf7f/s-l500.jpg)
![Kobe Bryant [Refractor] #323 1997 Finest card](https://i.ebayimg.com/images/g/xlAAAeSwkPFqRW8C/s-l500.jpg)
Grading Michael Jordan [Refractor] #154 — FAQ
Is Michael Jordan [Refractor] #154 worth grading?
PSA 10 copies of Michael Jordan [Refractor] #154 sell for $3,664, only $0.00 above the $5,224 raw price — less than an economy-tier grading fee. A PSA 9 ($3,661) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Michael Jordan [Refractor] #154 worth compared with raw?
A PSA 10 Michael Jordan [Refractor] #154 (Basketball Cards 1997 Finest) sells for about $3,664 versus $5,224 for a raw near-mint copy — a 0.7× premium as of Sep 4, 2026.
Which grading company is best for Michael Jordan [Refractor] #154?
By resale value, BGS 10 leads at $4,763, ahead of PSA 10 at $3,664. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Jordan [Refractor] #154 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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