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Michael Jordan [Refractor] #154 (Basketball Cards 1997 Finest) — is it worth grading?

Is Michael Jordan [Refractor] #154 worth grading?

Basketball · Basketball Cards 1997 Finest · full price guide →

Grading rarely pays for this card

PSA 10 copies of Michael Jordan [Refractor] #154 sell for $3,664, only $0.00 above the $5,224 raw price — less than an economy-tier grading fee. A PSA 9 ($3,661) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$5,224
PSA 10
$3,664
PSA 9
$3,661
Gem premium
0.7×
As of
Sep 4, 2026

Break-even by outcome and fee

Michael Jordan [Refractor] #154: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$3,664−$1,586−$1,611−$1,711
PSA 9$3,661−$1,588−$1,613−$1,713
PSA 8$3,329−$1,921−$1,946−$2,046

Net = sale price − $5,224 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Michael Jordan [Refractor] #154: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$3,662−$1,613
50%$3,662−$1,612
75%$3,663−$1,611

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →
Michael Jordan [Refractor] #154: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$4,763best55/4570/30
PSA 10$3,664−$1,10055/4575/25
CGC 10$2,198−$2,56555/4575/25
SGC 10$2,198−$2,56555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Michael Jordan [Refractor] #154 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$3,664$2,198$4,763$2,198—
9.5————$3,590
9————$3,661
8————$3,329
7————$3,023

Swipe the table for the other grading companies →

Run your own numbers

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Other 1997 Finest cards worth checking

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Grading Michael Jordan [Refractor] #154 — FAQ

Is Michael Jordan [Refractor] #154 worth grading?

PSA 10 copies of Michael Jordan [Refractor] #154 sell for $3,664, only $0.00 above the $5,224 raw price — less than an economy-tier grading fee. A PSA 9 ($3,661) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Michael Jordan [Refractor] #154 worth compared with raw?

A PSA 10 Michael Jordan [Refractor] #154 (Basketball Cards 1997 Finest) sells for about $3,664 versus $5,224 for a raw near-mint copy — a 0.7× premium as of Sep 4, 2026.

Which grading company is best for Michael Jordan [Refractor] #154?

By resale value, BGS 10 leads at $4,763, ahead of PSA 10 at $3,664. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Michael Jordan [Refractor] #154 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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