![Michael Jordan [Refractor] #154 (Basketball Cards 1997 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/gVQAAeSwKA1qTdwc/s-l1600.jpg)
Is Michael Jordan [Refractor] #154 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Jordan [Refractor] #154 sells for $2,923 against $1,427 raw: a $1,496 spread, 2.0× the ungraded price. Even a PSA 9 ($2,846) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1,427
- PSA 10
- $2,923
- PSA 9
- $2,846
- Gem premium
- 2.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,923 | +$1,471 | +$1,446 | +$1,346 |
| PSA 9 | $2,846 | +$1,394 | +$1,369 | +$1,269 |
| PSA 8 | $2,588 | +$1,136 | +$1,111 | +$1,011 |
Net = sale price − $1,427 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $2,865 | +$1,388 |
| 50% | $2,885 | +$1,408 |
| 75% | $2,904 | +$1,427 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,800 | best | 55/45 | 70/30 |
| PSA 10 | $2,923 | −$877 | 55/45 | 75/25 |
| CGC 10 | $1,754 | −$2,046 | 55/45 | 75/25 |
| SGC 10 | $1,754 | −$2,046 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,923 | $1,754 | $3,800 | $1,754 | — |
| 9.5 | — | — | — | — | $2,865 |
| 9 | — | — | — | — | $2,846 |
| 8 | — | — | — | — | $2,588 |
| 7 | — | — | — | — | $2,070 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
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Grading Michael Jordan [Refractor] #154 — FAQ
Is Michael Jordan [Refractor] #154 worth grading?
A PSA 10 Michael Jordan [Refractor] #154 sells for $2,923 against $1,427 raw: a $1,496 spread, 2.0× the ungraded price. Even a PSA 9 ($2,846) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Jordan [Refractor] #154 worth compared with raw?
A PSA 10 Michael Jordan [Refractor] #154 (Basketball Cards 1997 Finest) sells for about $2,923 versus $1,427 for a raw near-mint copy — a 2.0× premium as of Jul 11, 2026.
Which grading company is best for Michael Jordan [Refractor] #154?
By resale value, BGS 10 leads at $3,800, ahead of PSA 10 at $2,923. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Jordan [Refractor] #154 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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