Is Tracy McGrady #107 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Worth grading only if it gems
A PSA 10 Tracy McGrady #107 brings $35.00 versus $3.63 raw — a $31.37 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($17.67) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $3.63
- PSA 10
- $35.00
- PSA 9
- $17.67
- Gem premium
- 9.6×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $35.00 | +$6.37 | −$18.63 | −$119 |
| PSA 9 | $17.67 | −$10.96 | −$35.96 | −$136 |
| PSA 8 | $9.50 | −$19.13 | −$44.13 | −$144 |
Net = sale price − $3.63 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $22.00 | −$31.63 |
| 50% | $26.34 | −$27.29 |
| 75% | $30.67 | −$22.96 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $180 | best | 55/45 | 70/30 |
| PSA 10 | $35.00 | −$145 | 55/45 | 75/25 |
| CGC 10 | $21.00 | −$159 | 55/45 | 75/25 |
| SGC 10 | $21.00 | −$159 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $35.00 | $21.00 | $180 | $21.00 | — |
| 9.5 | — | — | — | — | $19.75 |
| 9 | — | — | — | — | $17.67 |
| 8 | — | — | — | — | $9.50 |
| 7 | — | — | — | — | $8.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
Full set checklist →![Michael Jordan [Refractor w/ Coating] #271 1997 Finest card](https://i.ebayimg.com/images/g/qTkAAeSwz-BqUlEw/s-l500.jpg)
![Shaquille O'Neal [Refractor] #309 1997 Finest card](https://i.ebayimg.com/images/g/HPwAAOSwfQthNElB/s-l500.jpg)
![Kobe Bryant [Refractor] #323 1997 Finest card](https://i.ebayimg.com/images/g/xlAAAeSwkPFqRW8C/s-l500.jpg)
![Michael Jordan [Refractor] #39 1997 Finest card](https://i.ebayimg.com/images/g/DBcAAeSweW9pdxma/s-l500.jpg)
Grading Tracy McGrady #107 — FAQ
Is Tracy McGrady #107 worth grading?
A PSA 10 Tracy McGrady #107 brings $35.00 versus $3.63 raw — a $31.37 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($17.67) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Tracy McGrady #107 worth compared with raw?
A PSA 10 Tracy McGrady #107 (Basketball Cards 1997 Finest) sells for about $35.00 versus $3.63 for a raw near-mint copy — a 9.6× premium as of Jul 11, 2026.
Which grading company is best for Tracy McGrady #107?
By resale value, BGS 10 leads at $180, ahead of PSA 10 at $35.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady #107 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free