Is Checklist 1-173 [Refractor w/ Coating] #100 worth grading?
Basketball · Basketball Cards 1997 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Checklist 1-173 [Refractor w/ Coating] #100 sells for $73.00 against $5.50 raw: a $67.50 spread, 13× the ungraded price. Even a PSA 9 ($66.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.50
- Grade 9.5
- $73.00
- PSA 9
- $66.00
- Gem premium
- 13×
- As of
- Sep 2, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $73.00 | +$42.50 | +$17.50 | −$82.50 |
| PSA 9 | $66.00 | +$35.50 | +$10.50 | −$89.50 |
| PSA 8 | $20.00 | −$10.50 | −$35.50 | −$136 |
Net = sale price − $5.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $67.75 | +$12.25 |
| 50% | $69.50 | +$14.00 |
| 75% | $71.25 | +$15.75 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest cards worth checking
Full set checklist →![Michael Jordan [Refractor] #271 1997 Finest card](https://i.ebayimg.com/images/g/kj8AAeSwIf5qoMTX/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #287 1997 Finest card](https://i.ebayimg.com/images/g/mCMAAeSwZsBqmcRg/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #271 1997 Finest card](https://i.ebayimg.com/images/g/qTkAAeSwz-BqUlEw/s-l500.jpg)
![Michael Jordan [Refractor w/ Coating] #39 1997 Finest card](https://i.ebayimg.com/images/g/7IwAAeSwZPBqkf7f/s-l500.jpg)
![Kobe Bryant [Refractor] #323 1997 Finest card](https://i.ebayimg.com/images/g/xlAAAeSwkPFqRW8C/s-l500.jpg)
![Michael Jordan [Refractor] #39 1997 Finest card](https://i.ebayimg.com/images/g/DBcAAeSweW9pdxma/s-l500.jpg)
Grading Checklist 1-173 [Refractor w/ Coating] #100 — FAQ
Is Checklist 1-173 [Refractor w/ Coating] #100 worth grading?
A Grade 9.5 Checklist 1-173 [Refractor w/ Coating] #100 sells for $73.00 against $5.50 raw: a $67.50 spread, 13× the ungraded price. Even a PSA 9 ($66.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
