![Tim Duncan [Refractor] #325 (Basketball Cards 1997 Finest Embossed) — is it worth grading?](https://i.ebayimg.com/images/g/8t8AAeSwQD1qRT07/s-l1600.jpg)
Is Tim Duncan [Refractor] #325 worth grading?
Basketball · Basketball Cards 1997 Finest Embossed · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Tim Duncan [Refractor] #325 sells for $5,987 against $3,757 raw: a $2,230 spread, 1.6× the ungraded price. Even a PSA 9 ($5,443) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3,757
- Grade 9.5
- $5,987
- PSA 9
- $5,443
- Gem premium
- 1.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $5,987 | +$2,205 | +$2,180 | +$2,080 |
| PSA 9 | $5,443 | +$1,661 | +$1,636 | +$1,536 |
| PSA 8 | $4,948 | +$1,166 | +$1,141 | +$1,041 |
Net = sale price − $3,757 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $5,579 | +$1,772 |
| 50% | $5,715 | +$1,908 |
| 75% | $5,851 | +$2,044 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 1997 Finest Embossed cards worth checking
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![Kobe Bryant [Refractor] #137 1997 Finest Embossed card](https://i.ebayimg.com/images/g/aQQAAeSwxxdqff-Y/s-l500.jpg)
![Allen Iverson [Refractor] #320 1997 Finest Embossed card](https://i.ebayimg.com/images/g/hIcAAOSwHGZinQH1/s-l500.jpg)
Grading Tim Duncan [Refractor] #325 — FAQ
Is Tim Duncan [Refractor] #325 worth grading?
A Grade 9.5 Tim Duncan [Refractor] #325 sells for $5,987 against $3,757 raw: a $2,230 spread, 1.6× the ungraded price. Even a PSA 9 ($5,443) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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