MidpointCard Centering Grading Portfolio App

Is John Stockton [Refractor] #297 worth grading?

Basketball · Basketball Cards 1997 Finest Embossed · full price guide →

Worth grading only if it gems

A Grade 9.5 John Stockton [Refractor] #297 brings $90.00 versus $58.97 raw — a $31.03 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($81.76) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$58.97
Grade 9.5
$90.00
PSA 9
$81.76
Gem premium
1.5×
As of
Sep 4, 2026

Break-even by outcome and fee

John Stockton [Refractor] #297: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$90.00+$6.03−$18.97−$119
PSA 9$81.76−$2.21−$27.21−$127
PSA 8$58.00−$25.97−$50.97−$151

Net = sale price − $58.97 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

John Stockton [Refractor] #297: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$83.82−$25.15
50%$85.88−$23.09
75%$87.94−$21.03

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

John Stockton [Refractor] #297 graded prices by company and grade
GradeGraded
9.5$90.00
9$81.76
8$58.00
7$46.00

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1997 Finest Embossed cards worth checking

Full set checklist →

Grading John Stockton [Refractor] #297 — FAQ

Is John Stockton [Refractor] #297 worth grading?

A Grade 9.5 John Stockton [Refractor] #297 brings $90.00 versus $58.97 raw — a $31.03 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($81.76) only about breaks even after fees, so the case rests on gemming.

Best on iPhone & Android

Check your basketball card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play