![Anfernee Hardaway [Refractor] #274 (Basketball Cards 1997 Finest Embossed) — is it worth grading?](https://i.ebayimg.com/images/g/SKYAAeSwz3xomhLR/s-l1600.jpg)
Is Anfernee Hardaway [Refractor] #274 worth grading?
Basketball · Basketball Cards 1997 Finest Embossed · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Anfernee Hardaway [Refractor] #274 sells for $614 against $188 raw: a $426 spread, 3.3× the ungraded price. Even a PSA 9 ($250) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $188
- Grade 9.5
- $614
- PSA 9
- $250
- Gem premium
- 3.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $614 | +$401 | +$376 | +$276 |
| PSA 9 | $250 | +$36.67 | +$11.67 | −$88.33 |
| PSA 8 | $178 | −$35.17 | −$60.17 | −$160 |
Net = sale price − $188 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $341 | +$103 |
| 50% | $432 | +$194 |
| 75% | $523 | +$285 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest Embossed cards worth checking
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![Kobe Bryant [Refractor] #137 1997 Finest Embossed card](https://i.ebayimg.com/images/g/aQQAAeSwxxdqff-Y/s-l500.jpg)
![Allen Iverson [Refractor] #320 1997 Finest Embossed card](https://i.ebayimg.com/images/g/hIcAAOSwHGZinQH1/s-l500.jpg)
Grading Anfernee Hardaway [Refractor] #274 — FAQ
Is Anfernee Hardaway [Refractor] #274 worth grading?
A Grade 9.5 Anfernee Hardaway [Refractor] #274 sells for $614 against $188 raw: a $426 spread, 3.3× the ungraded price. Even a PSA 9 ($250) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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