Is Mitch Richmond Refractor #164 worth grading?
Basketball · Basketball Cards 1997 Finest Embossed · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Mitch Richmond Refractor #164 sells for $1,167 against $295 raw: a $872 spread, 4.0× the ungraded price. Even a PSA 9 ($1,061) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $295
- Grade 9.5
- $1,167
- PSA 9
- $1,061
- Gem premium
- 4.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $1,167 | +$847 | +$822 | +$722 |
| PSA 9 | $1,061 | +$741 | +$716 | +$616 |
| PSA 8 | $965 | +$645 | +$620 | +$520 |
Net = sale price − $295 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,088 | +$743 |
| 50% | $1,114 | +$769 |
| 75% | $1,141 | +$796 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Finest Embossed cards worth checking
Full set checklist →![Michael Jordan [Gold Refractor Die Cut] #154 1997 Finest Embossed card](https://i.ebayimg.com/images/g/eu8AAeSwS6Jqm6Nu/s-l500.jpg)
![Kobe Bryant [Refractor] #137 1997 Finest Embossed card](https://i.ebayimg.com/images/g/aQQAAeSwxxdqff-Y/s-l500.jpg)
![Allen Iverson [Refractor] #320 1997 Finest Embossed card](https://i.ebayimg.com/images/g/hIcAAOSwHGZinQH1/s-l500.jpg)
Grading Mitch Richmond Refractor #164 — FAQ
Is Mitch Richmond Refractor #164 worth grading?
A Grade 9.5 Mitch Richmond Refractor #164 sells for $1,167 against $295 raw: a $872 spread, 4.0× the ungraded price. Even a PSA 9 ($1,061) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
