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Kobe Bryant [Refractor] #137 (Basketball Cards 1997 Finest Embossed) — is it worth grading?

Is Kobe Bryant [Refractor] #137 worth grading?

Basketball · Basketball Cards 1997 Finest Embossed · full price guide →

Worth grading only if it gems

A PSA 10 Kobe Bryant [Refractor] #137 brings $2,404 versus $892 raw — a $1,511 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($832) sells for less than raw, so anything short of a 10 loses money.

Raw (NM)
$892
PSA 10
$2,404
PSA 9
$832
Gem premium
2.7×
As of
Sep 4, 2026

Break-even by outcome and fee

Kobe Bryant [Refractor] #137: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$2,404+$1,486+$1,461+$1,361
PSA 9$832−$85.79−$111−$211
PSA 8$536−$381−$406−$506

Net = sale price − $892 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kobe Bryant [Refractor] #137: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$1,225+$282
50%$1,618+$675
75%$2,011+$1,068

Break-even gem rate at the standard fee: about 7%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
Kobe Bryant [Refractor] #137: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$3,125best55/4570/30
PSA 10$2,404−$72155/4575/25
CGC 10$1,442−$1,68355/4575/25
SGC 10$1,442−$1,68355/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Kobe Bryant [Refractor] #137 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$2,404$1,442$3,125$1,442—
9.5————$2,375
9————$832
8————$536

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

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Other 1997 Finest Embossed cards worth checking

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Grading Kobe Bryant [Refractor] #137 — FAQ

Is Kobe Bryant [Refractor] #137 worth grading?

A PSA 10 Kobe Bryant [Refractor] #137 brings $2,404 versus $892 raw — a $1,511 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($832) sells for less than raw, so anything short of a 10 loses money.

How much is a PSA 10 Kobe Bryant [Refractor] #137 worth compared with raw?

A PSA 10 Kobe Bryant [Refractor] #137 (Basketball Cards 1997 Finest Embossed) sells for about $2,404 versus $892 for a raw near-mint copy — a 2.7× premium as of Sep 4, 2026.

Which grading company is best for Kobe Bryant [Refractor] #137?

By resale value, BGS 10 leads at $3,125, ahead of PSA 10 at $2,404. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Kobe Bryant [Refractor] #137 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Kobe Bryant [Refractor] #137 break even?

At a standard ~$50 fee, submitting Kobe Bryant [Refractor] #137 breaks even when it gems about 7% of the time (a miss assumed to sell at the PSA 9 price of $832).

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