![Bo Nix [Gold Refractor] #F-4 (Football Cards 2024 Topps Chrome Finesse) — is it worth grading?](https://i.ebayimg.com/images/g/iTIAAeSwTctqp0j0/s-l1600.jpg)
Is Bo Nix [Gold Refractor] #F-4 worth grading?
Football · Football Cards 2024 Topps Chrome Finesse · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Bo Nix [Gold Refractor] #F-4 sells for $260 against $64.01 raw: a $196 spread, 4.1× the ungraded price. Even a PSA 9 ($101) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $64.01
- PSA 10
- $260
- PSA 9
- $101
- Gem premium
- 4.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $260 | +$171 | +$146 | +$46.42 |
| PSA 9 | $101 | +$12.04 | −$12.96 | −$113 |
| PSA 8 | $60.06 | −$28.95 | −$53.95 | −$154 |
Net = sale price − $64.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $141 | +$26.88 |
| 50% | $181 | +$66.73 |
| 75% | $221 | +$107 |
Break-even gem rate at the standard fee: about 8%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $339 | best | 55/45 | 70/30 |
| PSA 10 | $260 | −$78.57 | 55/45 | 75/25 |
| CGC 10 | $156 | −$183 | 55/45 | 75/25 |
| SGC 10 | $156 | −$183 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Finesse cards worth checking
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![Drake Maye [Laser Refractor] #F-2 2024 Topps Chrome Finesse card](https://i.ebayimg.com/images/g/44kAAeSwQGBq0tG~/s-l500.jpg)
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![Drake Maye [Pink Refractor] #F-2 2024 Topps Chrome Finesse card](https://i.ebayimg.com/images/g/pzMAAeSweeRqKwrg/s-l500.jpg)
![Drake Maye [Gold Refractor] #F-2 2024 Topps Chrome Finesse card](https://i.ebayimg.com/images/g/bBsAAeSwVnNqe8mx/s-l500.jpg)
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Grading Bo Nix [Gold Refractor] #F-4 — FAQ
Is Bo Nix [Gold Refractor] #F-4 worth grading?
A PSA 10 Bo Nix [Gold Refractor] #F-4 sells for $260 against $64.01 raw: a $196 spread, 4.1× the ungraded price. Even a PSA 9 ($101) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Bo Nix [Gold Refractor] #F-4 worth compared with raw?
A PSA 10 Bo Nix [Gold Refractor] #F-4 (Football Cards 2024 Topps Chrome Finesse) sells for about $260 versus $64.01 for a raw near-mint copy — a 4.1× premium as of Sep 4, 2026.
Which grading company is best for Bo Nix [Gold Refractor] #F-4?
By resale value, BGS 10 leads at $339, ahead of PSA 10 at $260. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Bo Nix [Gold Refractor] #F-4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Bo Nix [Gold Refractor] #F-4 break even?
At a standard ~$50 fee, submitting Bo Nix [Gold Refractor] #F-4 breaks even when it gems about 8% of the time (a miss assumed to sell at the PSA 9 price of $101).
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