![Tracy McGrady [Refractor] #111 (Basketball Cards 1997 Bowman's Best) — is it worth grading?](https://i.ebayimg.com/images/g/hF0AAeSwIL9qGHBD/s-l1600.jpg)
Is Tracy McGrady [Refractor] #111 worth grading?
Basketball · Basketball Cards 1997 Bowman's Best · full price guide →
Strong grading candidate — 7.0× premium in PSA 10
A PSA 10 Tracy McGrady [Refractor] #111 sells for $325 against $46.34 raw: a $279 spread, 7.0× the ungraded price. A PSA 9 ($67.55) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $46.34
- PSA 10
- $325
- PSA 9
- $67.55
- Gem premium
- 7.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $325 | +$254 | +$229 | +$129 |
| PSA 9 | $67.55 | −$3.79 | −$28.79 | −$129 |
| PSA 8 | $45.47 | −$25.87 | −$50.87 | −$151 |
Net = sale price − $46.34 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $132 | +$35.64 |
| 50% | $196 | +$100 |
| 75% | $261 | +$164 |
Break-even gem rate at the standard fee: about 11%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $423 | best | 55/45 | 70/30 |
| PSA 10 | $325 | −$97.73 | 55/45 | 75/25 |
| CGC 10 | $195 | −$228 | 55/45 | 75/25 |
| SGC 10 | $195 | −$228 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $325 | $195 | $423 | $195 | — |
| 9.5 | — | — | — | — | $251 |
| 9 | — | — | — | — | $67.55 |
| 8 | — | — | — | — | $45.47 |
| 7 | — | — | — | — | $27.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Bowman's Best cards worth checking
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Grading Tracy McGrady [Refractor] #111 — FAQ
Is Tracy McGrady [Refractor] #111 worth grading?
A PSA 10 Tracy McGrady [Refractor] #111 sells for $325 against $46.34 raw: a $279 spread, 7.0× the ungraded price. A PSA 9 ($67.55) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tracy McGrady [Refractor] #111 worth compared with raw?
A PSA 10 Tracy McGrady [Refractor] #111 (Basketball Cards 1997 Bowman's Best) sells for about $325 versus $46.34 for a raw near-mint copy — a 7.0× premium as of Jul 11, 2026.
Which grading company is best for Tracy McGrady [Refractor] #111?
By resale value, BGS 10 leads at $423, ahead of PSA 10 at $325. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady [Refractor] #111 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tracy McGrady [Refractor] #111 break even?
At a standard ~$50 fee, submitting Tracy McGrady [Refractor] #111 breaks even when it gems about 11% of the time (a miss assumed to sell at the PSA 9 price of $67.55).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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