![Caleb Williams [Refractor] #74TF-1 (Football Cards 2024 Topps Chrome 1974) — is it worth grading?](https://i.ebayimg.com/images/g/ft8AAeSw4VVqUCIy/s-l1600.jpg)
Is Caleb Williams [Refractor] #74TF-1 worth grading?
Football · Football Cards 2024 Topps Chrome 1974 · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Caleb Williams [Refractor] #74TF-1 sells for $115 against $9.99 raw: a $105 spread, 12× the ungraded price. Even a PSA 9 ($39.95) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.99
- PSA 10
- $115
- PSA 9
- $39.95
- Gem premium
- 12×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $115 | +$80.11 | +$55.11 | −$44.89 |
| PSA 9 | $39.95 | +$4.96 | −$20.04 | −$120 |
| PSA 8 | $18.48 | −$16.51 | −$41.51 | −$142 |
Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $58.74 | −$1.25 |
| 50% | $77.53 | +$17.54 |
| 75% | $96.31 | +$36.32 |
Break-even gem rate at the standard fee: about 27%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $150 | best | 55/45 | 70/30 |
| PSA 10 | $115 | −$34.90 | 55/45 | 75/25 |
| SGC 10 | $53.50 | −$96.50 | 55/45 | 75/25 |
| CGC 10 | $42.00 | −$108 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $115 | $42.00 | $150 | $53.50 | — |
| 9.5 | — | — | — | — | $42.00 |
| 9 | — | — | — | — | $39.95 |
| 8 | — | — | — | — | $18.48 |
| 7 | — | — | — | — | $15.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome 1974 cards worth checking
Full set checklist →
![Drake Maye [Refractor] #74TF-3 2024 Topps Chrome 1974 card](https://i.ebayimg.com/images/g/RVkAAeSwfwRqUcGb/s-l500.jpg)
![Drake Maye [Gold Refractor] #74TF-3 2024 Topps Chrome 1974 card](https://i.ebayimg.com/images/g/KKoAAeSwGvNphOFl/s-l500.jpg)
![Jayden Daniels [Orange Refractor] #74TF-2 2024 Topps Chrome 1974 card](https://i.ebayimg.com/images/g/dK0AAeSw4x5o2Lho/s-l500.jpg)
![Caleb Williams [Gold Refractor] #74TF-1 2024 Topps Chrome 1974 card](https://i.ebayimg.com/images/g/T2oAAeSwMm1qVAjR/s-l500.jpg)
Grading Caleb Williams [Refractor] #74TF-1 — FAQ
Is Caleb Williams [Refractor] #74TF-1 worth grading?
A PSA 10 Caleb Williams [Refractor] #74TF-1 sells for $115 against $9.99 raw: a $105 spread, 12× the ungraded price. Even a PSA 9 ($39.95) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Caleb Williams [Refractor] #74TF-1 worth compared with raw?
A PSA 10 Caleb Williams [Refractor] #74TF-1 (Football Cards 2024 Topps Chrome 1974) sells for about $115 versus $9.99 for a raw near-mint copy — a 12× premium as of Jul 11, 2026.
Which grading company is best for Caleb Williams [Refractor] #74TF-1?
By resale value, BGS 10 leads at $150, ahead of PSA 10 at $115. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Caleb Williams [Refractor] #74TF-1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Caleb Williams [Refractor] #74TF-1 break even?
At a standard ~$50 fee, submitting Caleb Williams [Refractor] #74TF-1 breaks even when it gems about 27% of the time (a miss assumed to sell at the PSA 9 price of $39.95).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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