![Walter Payton [Blue Refractor] #DYN-19 (Football Cards 2024 Topps Finest Dynamos) — is it worth grading?](https://i.ebayimg.com/images/g/2-MAAeSwLvNqIdWL/s-l1600.jpg)
Is Walter Payton [Blue Refractor] #DYN-19 worth grading?
Football · Football Cards 2024 Topps Finest Dynamos · full price guide →
Strong grading candidate — 5.1× premium in PSA 10
A PSA 10 Walter Payton [Blue Refractor] #DYN-19 sells for $86.01 against $16.76 raw: a $69.25 spread, 5.1× the ungraded price. A PSA 9 ($31.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $16.76
- PSA 10
- $86.01
- PSA 9
- $31.00
- Gem premium
- 5.1×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $86.01 | +$44.25 | +$19.25 | −$80.75 |
| PSA 9 | $31.00 | −$10.76 | −$35.76 | −$136 |
| PSA 8 | $17.99 | −$23.77 | −$48.77 | −$149 |
Net = sale price − $16.76 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $44.75 | −$22.01 |
| 50% | $58.51 | −$8.25 |
| 75% | $72.26 | +$5.50 |
Break-even gem rate at the standard fee: about 65%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $112 | best | 55/45 | 70/30 |
| PSA 10 | $86.01 | −$25.99 | 55/45 | 75/25 |
| CGC 10 | $52.00 | −$60.00 | 55/45 | 75/25 |
| SGC 10 | $52.00 | −$60.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $86.01 | $52.00 | $112 | $52.00 | — |
| 9.5 | — | — | — | — | $60.16 |
| 9 | — | — | — | — | $31.00 |
| 8 | — | — | — | — | $17.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Grading Walter Payton [Blue Refractor] #DYN-19 — FAQ
Is Walter Payton [Blue Refractor] #DYN-19 worth grading?
A PSA 10 Walter Payton [Blue Refractor] #DYN-19 sells for $86.01 against $16.76 raw: a $69.25 spread, 5.1× the ungraded price. A PSA 9 ($31.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Walter Payton [Blue Refractor] #DYN-19 worth compared with raw?
A PSA 10 Walter Payton [Blue Refractor] #DYN-19 (Football Cards 2024 Topps Finest Dynamos) sells for about $86.01 versus $16.76 for a raw near-mint copy — a 5.1× premium as of Jul 11, 2026.
Which grading company is best for Walter Payton [Blue Refractor] #DYN-19?
By resale value, BGS 10 leads at $112, ahead of PSA 10 at $86.01. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Walter Payton [Blue Refractor] #DYN-19 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Walter Payton [Blue Refractor] #DYN-19 break even?
At a standard ~$50 fee, submitting Walter Payton [Blue Refractor] #DYN-19 breaks even when it gems about 65% of the time (a miss assumed to sell at the PSA 9 price of $31.00).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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